plaid 24.4.0 → 25.0.0

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data/CHANGELOG.md

@@ -1,5 +1,94 @@
 See full changelog for the OpenAPI schema (OAS) [here](https://github.com/plaid/plaid-openapi/blob/master/CHANGELOG.md).
 
+# 25.0.0
+- Updating to OAS 2020-09-14_1.496.2
+- Added `ApiError` subclasses `ApiConnectionFailedError` and `ApiTimeoutError` to Ruby client library to indicate when the Faraday errors `ConnectionFailedError` and `TimeoutError` occur (https://github.com/plaid/plaid-ruby/pull/483)
+
+## Breaking changes in this version
+
+- [Breaking] Introduce a new `AssetReportAccountBalance` object which duplicates the existing `AccountBalance` object with an additional `margin_loan_amount` field. Updated `AccountAssets.balances` to return the new `AssetReportAccountBalance` object instead of the existing `AccountBalance` object.
+
+## OpenAPI Schema Changes
+### 2020-09-14_1.496.2
+- Adds prediction interval to `/cra/bank_income/get`
+
+### 2020-09-14_1.496.1
+- Update the descriptions for `risk_level` and `score` in `/accounts/balance/get`
+
+### 2020-09-14_1.496.0
+- Add `verification_insights` object to `Account` (closed beta feature - Database Insights)
+- Add `database_insights_pass`, `database_insights_pass_with_caution`, and `database_insights_fail` as new values for `verification_status` field (closed beta feature - Database Insights)
+
+### 2020-09-14_1.495.2
+- Add `pending idr` to student loan liability statuses
+
+### 2020-09-14_1.495.1
+- Add `processor_identity` product
+
+### 2020-09-14_1.494.1
+- Mark `wire_details` as nullable in the transfer object
+
+### 2020-09-14_1.494.0
+- Add `vested_quantity` and `vested_value` fields to the `Holding` object.
+
+### 2020-09-14_1.493.0
+- Add `POST /cra/partner_insights/get`
+
+### 2020-09-14_1.492.1
+- Added documentation for the `HOSTED_VERIFICATION` webhook.
+- Add `wire` to request and response of `/transfer/authorization/create`
+
+### 2020-09-14_1.492.0
+- Remove `page_count`, `name`, and `status` fields from Identity Document Upload's document metadata.
+
+### 2020-09-14_1.491.3
+- Increase max length of description field on `/transfer/intent/create` from 8 to 15
+
+### 2020-09-14_1.491.2
+- Added documentation for the `securities.type` field in `investments/holdings/get` and `investments/transactions/get` endpoints.
+
+### 2020-09-14_1.491.1
+- Add new `no_data` type to `name` and `date_of_birth` fields in `documentary_verification.documents[].analysis.extracted_data` in the response of all of the identity verification endpoints:
+  - `identity_verification/create`
+  - `identity_verification/get`
+  - `identity_verification/list`
+  - `identity_verification/retry`
+
+### 2020-09-14_1.491.0
+- Add `identity` object to `link/token/create` request body
+
+### 2020-09-14_1.490.0
+- Add `events` field to the `sessions` parameter in the `/link/token/get` response
+
+### 2020-09-14_1.489.1
+- Mark optional `scope` and `reference` fields in `/payment_initiation/consent/payment/execute` as nullable
+
+### 2020-09-14_1.489.0
+- Add optional `scope` and `reference` fields to `/payment_initiation/consent/payment/execute`
+
+### 2020-09-14_1.488.0
+- Add optional `item_ids` field to the request of `credit/payroll_income/get` and `credit/bank_statements/uploads/get`
+
+### 2020-09-14_1.487.2
+- Add `num_1099s_uploaded` to `document_income_results` object in `/credit/sessions/get` response
+
+### 2020-09-14_1.487.1
+- Correct the Document Income Verification `parsing_config` enum used by `/link/token/create` to contain `risk_signals` instead of `fraud_risk` to match the actual API implementation.
+- Dcumentation updates to reflect updates to Signal, including that new Items with Signal should now be created with `signal` in `/link/token/create` instead of using `/signal/prepare`.
+
+### 2020-09-14_1.487.0
+- [Breaking] Introduce a new `AssetReportAccountBalance` object which duplicates the existing `AccountBalance` object with an additional `margin_loan_amount` field. Updated `AccountAssets.balances` to return the new `AssetReportAccountBalance` object instead of the existing `AccountBalance` object.
+- Add `vested_quantity` and `vested_value` fields to the `AssetReportInvestments` object.
+
+### 2020-09-14_1.486.1
+- Update `bank_income_sources` in CRA Bank Income Get to be required in response since the empty array is being omitted.
+
+### 2020-09-14_1.486.0
+- Add `requires_real_time_balance_refresh`, `risk_reasons`, `attributes`, `balance_last_updated`, and `score` fields to `/accounts/balance/get` endpoint
+
+### 2020-09-14_1.485.1
+- Update `legal_name` description in `user` object in `/link/token.create` request
+
 # 24.4.0
 - Updating to OAS 2020-09-14_1.485.0
 

data/Gemfile.lock

@@ -1,7 +1,7 @@
 PATH
   remote: .
   specs:
-    plaid (24.4.0)
+    plaid (25.0.0)
       faraday (>= 1.0.1, < 3.0)
       faraday-multipart (>= 1.0.1, < 2.0)
 
@@ -20,7 +20,7 @@ GEM
     minitest (5.14.2)
     minitest-around (0.5.0)
       minitest (~> 5.0)
-    multipart-post (2.3.0)
+    multipart-post (2.4.0)
     net-http (0.4.1)
       uri
     parallel (1.20.1)

data/Makefile

@@ -1,5 +1,5 @@
 # Ruby embeds the version in the generator where as others don't so it's not possible to cat for it.
-RUBY_PACKAGE_VERSION=24.4.0
+RUBY_PACKAGE_VERSION=25.0.0
 
 .PHONY: release
 release:

data/lib/plaid/api/plaid_api.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.485.0
+The version of the OpenAPI document: 2020-09-14_1.496.2
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -1720,7 +1720,7 @@ module Plaid
     end
 
     # Create a Beacon Report
-    # Create a fraud report for a given Beacon User.  Note: If you are creating users with the express purpose of providing historical fraud data, you should use the `/beacon/user/create` endpoint instead and embed the fraud report in the request. This will ensure that the Beacon User you create will not be subject to any billing costs.
+    # Create a fraud report for a given Beacon User.
     # @param beacon_report_create_request [BeaconReportCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [BeaconReportCreateResponse]
@@ -1730,7 +1730,7 @@ module Plaid
     end
 
     # Create a Beacon Report
-    # Create a fraud report for a given Beacon User.  Note: If you are creating users with the express purpose of providing historical fraud data, you should use the `/beacon/user/create` endpoint instead and embed the fraud report in the request. This will ensure that the Beacon User you create will not be subject to any billing costs.
+    # Create a fraud report for a given Beacon User.
     # @param beacon_report_create_request [BeaconReportCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(BeaconReportCreateResponse, Integer, Hash)>] BeaconReportCreateResponse data, response status code and response headers
@@ -2467,6 +2467,74 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Retrieve cash flow insights from the bank accounts used for income verification
+    # `/cra/partner_insights/get` returns cash flow insights for a specified user.
+    # @param cra_partner_insights_get_request [CraPartnerInsightsGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [CraPartnerInsightsGetResponse]
+    def cra_partner_insights_get(cra_partner_insights_get_request, opts = {})
+      data, _status_code, _headers = cra_partner_insights_get_with_http_info(cra_partner_insights_get_request, opts)
+      data
+    end
+
+    # Retrieve cash flow insights from the bank accounts used for income verification
+    # &#x60;/cra/partner_insights/get&#x60; returns cash flow insights for a specified user.
+    # @param cra_partner_insights_get_request [CraPartnerInsightsGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(CraPartnerInsightsGetResponse, Integer, Hash)>] CraPartnerInsightsGetResponse data, response status code and response headers
+    def cra_partner_insights_get_with_http_info(cra_partner_insights_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.cra_partner_insights_get ...'
+      end
+      # verify the required parameter 'cra_partner_insights_get_request' is set
+      if @api_client.config.client_side_validation && cra_partner_insights_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'cra_partner_insights_get_request' when calling PlaidApi.cra_partner_insights_get"
+      end
+      # resource path
+      local_var_path = '/cra/partner_insights/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(cra_partner_insights_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'CraPartnerInsightsGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.cra_partner_insights_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#cra_partner_insights_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Create payment token
     # The `/payment_initiation/payment/token/create` endpoint has been deprecated. New Plaid customers will be unable to use this endpoint, and existing customers are encouraged to migrate to the newer, `link_token`-based flow. The recommended flow is to provide the `payment_id` to `/link/token/create`, which returns a `link_token` used to initialize Link.  The `/payment_initiation/payment/token/create` is used to create a `payment_token`, which can then be used in Link initialization to enter a payment initiation flow. You can only use a `payment_token` once. If this attempt fails, the end user aborts the flow, or the token expires, you will need to create a new payment token. Creating a new payment token does not require end user input.
     # @param payment_initiation_payment_token_create_request [PaymentInitiationPaymentTokenCreateRequest] 
@@ -3556,7 +3624,7 @@ module Plaid
     end
 
     # Retrieve fraud insights for a user's manually uploaded document(s).
-    # `/credit/payroll_income/risk_signals/get` can be used as part of the Document Income flow to assess a user-uploaded document for signs of potential fraud or tampering. It returns a risk score for each uploaded document that indicates the likelihood of the document being fraudulent, in addition to details on the individual risk signals contributing to the score.  To trigger risk signal generation for an Item, call `/link/token/create` with `parsing_config` set to include `fraud_risk`, or call `/credit/payroll_income/parsing_config/update`. Once risk signal generation has been triggered, `/credit/payroll_income/risk_signals/get` can be called at any time after the `INCOME_VERIFICATION_RISK_SIGNALS` webhook has been fired.  `/credit/payroll_income/risk_signals/get` is offered as an add-on to Document Income and is billed separately. To request access to this endpoint, submit a product access request or contact your Plaid account manager.
+    # `/credit/payroll_income/risk_signals/get` can be used as part of the Document Income flow to assess a user-uploaded document for signs of potential fraud or tampering. It returns a risk score for each uploaded document that indicates the likelihood of the document being fraudulent, in addition to details on the individual risk signals contributing to the score.  To trigger risk signal generation for an Item, call `/link/token/create` with `parsing_config` set to include `risk_signals`, or call `/credit/payroll_income/parsing_config/update`. Once risk signal generation has been triggered, `/credit/payroll_income/risk_signals/get` can be called at any time after the `INCOME_VERIFICATION_RISK_SIGNALS` webhook has been fired.  `/credit/payroll_income/risk_signals/get` is offered as an add-on to Document Income and is billed separately. To request access to this endpoint, submit a product access request or contact your Plaid account manager.
     # @param credit_payroll_income_risk_signals_get_request [CreditPayrollIncomeRiskSignalsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [CreditPayrollIncomeRiskSignalsGetResponse]
@@ -3566,7 +3634,7 @@ module Plaid
     end
 
     # Retrieve fraud insights for a user&#39;s manually uploaded document(s).
-    # &#x60;/credit/payroll_income/risk_signals/get&#x60; can be used as part of the Document Income flow to assess a user-uploaded document for signs of potential fraud or tampering. It returns a risk score for each uploaded document that indicates the likelihood of the document being fraudulent, in addition to details on the individual risk signals contributing to the score.  To trigger risk signal generation for an Item, call &#x60;/link/token/create&#x60; with &#x60;parsing_config&#x60; set to include &#x60;fraud_risk&#x60;, or call &#x60;/credit/payroll_income/parsing_config/update&#x60;. Once risk signal generation has been triggered, &#x60;/credit/payroll_income/risk_signals/get&#x60; can be called at any time after the &#x60;INCOME_VERIFICATION_RISK_SIGNALS&#x60; webhook has been fired.  &#x60;/credit/payroll_income/risk_signals/get&#x60; is offered as an add-on to Document Income and is billed separately. To request access to this endpoint, submit a product access request or contact your Plaid account manager.
+    # &#x60;/credit/payroll_income/risk_signals/get&#x60; can be used as part of the Document Income flow to assess a user-uploaded document for signs of potential fraud or tampering. It returns a risk score for each uploaded document that indicates the likelihood of the document being fraudulent, in addition to details on the individual risk signals contributing to the score.  To trigger risk signal generation for an Item, call &#x60;/link/token/create&#x60; with &#x60;parsing_config&#x60; set to include &#x60;risk_signals&#x60;, or call &#x60;/credit/payroll_income/parsing_config/update&#x60;. Once risk signal generation has been triggered, &#x60;/credit/payroll_income/risk_signals/get&#x60; can be called at any time after the &#x60;INCOME_VERIFICATION_RISK_SIGNALS&#x60; webhook has been fired.  &#x60;/credit/payroll_income/risk_signals/get&#x60; is offered as an add-on to Document Income and is billed separately. To request access to this endpoint, submit a product access request or contact your Plaid account manager.
     # @param credit_payroll_income_risk_signals_get_request [CreditPayrollIncomeRiskSignalsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(CreditPayrollIncomeRiskSignalsGetResponse, Integer, Hash)>] CreditPayrollIncomeRiskSignalsGetResponse data, response status code and response headers
@@ -4848,7 +4916,7 @@ module Plaid
     end
 
     # Refresh identity data
-    # `/identity/refresh` is an optional endpoint for users of the Identity product. It initiates an on-demand extraction to fetch the most up to date Identity information from the Financial Institution. This on-demand extraction takes place in addition to the periodic extractions that automatically occur any Identity-enabled Item. If changes to Identity are discovered after calling `/identity/refresh`, Plaid will fire a webhook [`DEFAULT_UPDATE`](https://plaid.com/docs/api/products/identity/#default_update). `/identity/refresh` is offered as an add-on to Identity and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
+    # `/identity/refresh` is an optional endpoint for users of the Identity product. It initiates an on-demand extraction to fetch the most up to date Identity information from the Financial Institution. This on-demand extraction takes place in addition to the periodic extractions that automatically occur for any Identity-enabled Item. If changes to Identity are discovered after calling `/identity/refresh`, Plaid will fire a webhook [`DEFAULT_UPDATE`](https://plaid.com/docs/api/products/identity/#default_update).  As this endpoint triggers a synchronous request for fresh data, latency may be higher than for other Plaid endpoints (typically less than 10 seconds, but occasionally up to 30 seconds or more); if you encounter errors, you may find it necessary to adjust your timeout period when making requests.  `/identity/refresh` is offered as an add-on to Identity and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
     # @param identity_refresh_request [IdentityRefreshRequest] 
     # @param [Hash] opts the optional parameters
     # @return [IdentityRefreshResponse]
@@ -4858,7 +4926,7 @@ module Plaid
     end
 
     # Refresh identity data
-    # &#x60;/identity/refresh&#x60; is an optional endpoint for users of the Identity product. It initiates an on-demand extraction to fetch the most up to date Identity information from the Financial Institution. This on-demand extraction takes place in addition to the periodic extractions that automatically occur any Identity-enabled Item. If changes to Identity are discovered after calling &#x60;/identity/refresh&#x60;, Plaid will fire a webhook [&#x60;DEFAULT_UPDATE&#x60;](https://plaid.com/docs/api/products/identity/#default_update). &#x60;/identity/refresh&#x60; is offered as an add-on to Identity and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
+    # &#x60;/identity/refresh&#x60; is an optional endpoint for users of the Identity product. It initiates an on-demand extraction to fetch the most up to date Identity information from the Financial Institution. This on-demand extraction takes place in addition to the periodic extractions that automatically occur for any Identity-enabled Item. If changes to Identity are discovered after calling &#x60;/identity/refresh&#x60;, Plaid will fire a webhook [&#x60;DEFAULT_UPDATE&#x60;](https://plaid.com/docs/api/products/identity/#default_update).  As this endpoint triggers a synchronous request for fresh data, latency may be higher than for other Plaid endpoints (typically less than 10 seconds, but occasionally up to 30 seconds or more); if you encounter errors, you may find it necessary to adjust your timeout period when making requests.  &#x60;/identity/refresh&#x60; is offered as an add-on to Identity and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
     # @param identity_refresh_request [IdentityRefreshRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(IdentityRefreshResponse, Integer, Hash)>] IdentityRefreshResponse data, response status code and response headers
@@ -5936,7 +6004,7 @@ module Plaid
     end
 
     # Refresh investment data
-    # `/investments/refresh` is an optional endpoint for users of the Investments product. It initiates an on-demand extraction to fetch the newest investments, holdings and investment transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur multiple times a day for any Investments-enabled Item. If changes to investments are discovered after calling `/investments/refresh`, Plaid will fire webhooks: [`HOLDINGS: DEFAULT_UPDATE`](https://plaid.com/docs/api/products/investments/#holdings-default_update) if any new holdings are detected, and [INVESTMENTS_TRANSACTIONS: DEFAULT_UPDATE](https://plaid.com/docs/api/products/investments/#investments_transactions-default_update) if any new investment transactions are detected. Updated holdings and investment transactions can be fetched by calling `/investments/holdings/get` and `/investments/transactions/get`. \"Note that the `/investments/refresh` endpoint is not supported by all institutions. If called on an Item from an institution that does not support this functionality, it will return a `PRODUCT_NOT_SUPPORTED` error. `/investments/refresh` is offered as an add-on to Investments and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
+    # `/investments/refresh` is an optional endpoint for users of the Investments product. It initiates an on-demand extraction to fetch the newest investments, holdings and investment transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur one or more times per day for any Investments-enabled Item. If changes to investments are discovered after calling `/investments/refresh`, Plaid will fire webhooks: [`HOLDINGS: DEFAULT_UPDATE`](https://plaid.com/docs/api/products/investments/#holdings-default_update) if any new holdings are detected, and [INVESTMENTS_TRANSACTIONS: DEFAULT_UPDATE](https://plaid.com/docs/api/products/investments/#investments_transactions-default_update) if any new investment transactions are detected. Updated holdings and investment transactions can be fetched by calling `/investments/holdings/get` and `/investments/transactions/get`. \"Note that the `/investments/refresh` endpoint is not supported by all institutions. If called on an Item from an institution that does not support this functionality, it will return a `PRODUCT_NOT_SUPPORTED` error.  As this endpoint triggers a synchronous request for fresh data, latency may be higher than for other Plaid endpoints (typically less than 10 seconds, but occasionally up to 30 seconds or more); if you encounter errors, you may find it necessary to adjust your timeout period when making requests.  `/investments/refresh` is offered as an add-on to Investments and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
     # @param investments_refresh_request [InvestmentsRefreshRequest] 
     # @param [Hash] opts the optional parameters
     # @return [InvestmentsRefreshResponse]
@@ -5946,7 +6014,7 @@ module Plaid
     end
 
     # Refresh investment data
-    # &#x60;/investments/refresh&#x60; is an optional endpoint for users of the Investments product. It initiates an on-demand extraction to fetch the newest investments, holdings and investment transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur multiple times a day for any Investments-enabled Item. If changes to investments are discovered after calling &#x60;/investments/refresh&#x60;, Plaid will fire webhooks: [&#x60;HOLDINGS: DEFAULT_UPDATE&#x60;](https://plaid.com/docs/api/products/investments/#holdings-default_update) if any new holdings are detected, and [INVESTMENTS_TRANSACTIONS: DEFAULT_UPDATE](https://plaid.com/docs/api/products/investments/#investments_transactions-default_update) if any new investment transactions are detected. Updated holdings and investment transactions can be fetched by calling &#x60;/investments/holdings/get&#x60; and &#x60;/investments/transactions/get&#x60;. \&quot;Note that the &#x60;/investments/refresh&#x60; endpoint is not supported by all institutions. If called on an Item from an institution that does not support this functionality, it will return a &#x60;PRODUCT_NOT_SUPPORTED&#x60; error. &#x60;/investments/refresh&#x60; is offered as an add-on to Investments and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
+    # &#x60;/investments/refresh&#x60; is an optional endpoint for users of the Investments product. It initiates an on-demand extraction to fetch the newest investments, holdings and investment transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur one or more times per day for any Investments-enabled Item. If changes to investments are discovered after calling &#x60;/investments/refresh&#x60;, Plaid will fire webhooks: [&#x60;HOLDINGS: DEFAULT_UPDATE&#x60;](https://plaid.com/docs/api/products/investments/#holdings-default_update) if any new holdings are detected, and [INVESTMENTS_TRANSACTIONS: DEFAULT_UPDATE](https://plaid.com/docs/api/products/investments/#investments_transactions-default_update) if any new investment transactions are detected. Updated holdings and investment transactions can be fetched by calling &#x60;/investments/holdings/get&#x60; and &#x60;/investments/transactions/get&#x60;. \&quot;Note that the &#x60;/investments/refresh&#x60; endpoint is not supported by all institutions. If called on an Item from an institution that does not support this functionality, it will return a &#x60;PRODUCT_NOT_SUPPORTED&#x60; error.  As this endpoint triggers a synchronous request for fresh data, latency may be higher than for other Plaid endpoints (typically less than 10 seconds, but occasionally up to 30 seconds or more); if you encounter errors, you may find it necessary to adjust your timeout period when making requests.  &#x60;/investments/refresh&#x60; is offered as an add-on to Investments and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
     # @param investments_refresh_request [InvestmentsRefreshRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(InvestmentsRefreshResponse, Integer, Hash)>] InvestmentsRefreshResponse data, response status code and response headers
@@ -9064,7 +9132,7 @@ module Plaid
     end
 
     # Report whether you initiated an ACH transaction
-    # After calling `/processor/signal/evaluate`, call `/processor/signal/decision/report` to report whether the transaction was initiated.
+    # After calling `/processor/signal/evaluate`, call `/processor/signal/decision/report` to report whether the transaction was initiated.  If you are using the [Plaid Transfer product](https://www.plaid.com/docs/transfer) to create transfers, it is not necessary to use this endpoint, as Plaid already knows whether the transfer was initiated.
     # @param processor_signal_decision_report_request [ProcessorSignalDecisionReportRequest] 
     # @param [Hash] opts the optional parameters
     # @return [ProcessorSignalDecisionReportResponse]
@@ -9074,7 +9142,7 @@ module Plaid
     end
 
     # Report whether you initiated an ACH transaction
-    # After calling &#x60;/processor/signal/evaluate&#x60;, call &#x60;/processor/signal/decision/report&#x60; to report whether the transaction was initiated.
+    # After calling &#x60;/processor/signal/evaluate&#x60;, call &#x60;/processor/signal/decision/report&#x60; to report whether the transaction was initiated.  If you are using the [Plaid Transfer product](https://www.plaid.com/docs/transfer) to create transfers, it is not necessary to use this endpoint, as Plaid already knows whether the transfer was initiated.
     # @param processor_signal_decision_report_request [ProcessorSignalDecisionReportRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(ProcessorSignalDecisionReportResponse, Integer, Hash)>] ProcessorSignalDecisionReportResponse data, response status code and response headers
@@ -9268,7 +9336,7 @@ module Plaid
     end
 
     # Report a return for an ACH transaction
-    # Call the `/processor/signal/return/report` endpoint to report a returned transaction that was previously sent to the `/processor/signal/evaluate` endpoint. Your feedback will be used by the model to incorporate the latest risk trend in your portfolio.
+    # Call the `/processor/signal/return/report` endpoint to report a returned transaction that was previously sent to the `/processor/signal/evaluate` endpoint. Your feedback will be used by the model to incorporate the latest risk trend in your portfolio.  If you are using the [Plaid Transfer product](https://www.plaid.com/docs/transfer) to create transfers, it is not necessary to use this endpoint, as Plaid already knows whether the transfer was returned.
     # @param processor_signal_return_report_request [ProcessorSignalReturnReportRequest] 
     # @param [Hash] opts the optional parameters
     # @return [ProcessorSignalReturnReportResponse]
@@ -9278,7 +9346,7 @@ module Plaid
     end
 
     # Report a return for an ACH transaction
-    # Call the &#x60;/processor/signal/return/report&#x60; endpoint to report a returned transaction that was previously sent to the &#x60;/processor/signal/evaluate&#x60; endpoint. Your feedback will be used by the model to incorporate the latest risk trend in your portfolio.
+    # Call the &#x60;/processor/signal/return/report&#x60; endpoint to report a returned transaction that was previously sent to the &#x60;/processor/signal/evaluate&#x60; endpoint. Your feedback will be used by the model to incorporate the latest risk trend in your portfolio.  If you are using the [Plaid Transfer product](https://www.plaid.com/docs/transfer) to create transfers, it is not necessary to use this endpoint, as Plaid already knows whether the transfer was returned.
     # @param processor_signal_return_report_request [ProcessorSignalReturnReportRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(ProcessorSignalReturnReportResponse, Integer, Hash)>] ProcessorSignalReturnReportResponse data, response status code and response headers
@@ -9812,7 +9880,7 @@ module Plaid
     end
 
     # Refresh transaction data
-    # `/processor/transactions/refresh` is an optional endpoint for users of the Transactions product. It initiates an on-demand extraction to fetch the newest transactions for a processor token. This on-demand extraction takes place in addition to the periodic extractions that automatically occur multiple times a day for any Transactions-enabled processor token. If changes to transactions are discovered after calling `/processor/transactions/refresh`, Plaid will fire a webhook: for `/transactions/sync` users, [`SYNC_UPDATES_AVAILABLE`](https://plaid.com/docs/api/products/transactions/#sync_updates_available) will be fired if there are any transactions updated, added, or removed. For users of both `/processor/transactions/sync` and `/processor/transactions/get`, [`TRANSACTIONS_REMOVED`](https://plaid.com/docs/api/products/transactions/#transactions_removed) will be fired if any removed transactions are detected, and [`DEFAULT_UPDATE`](https://plaid.com/docs/api/products/transactions/#default_update) will be fired if any new transactions are detected. New transactions can be fetched by calling `/processor/transactions/get` or `/processor/transactions/sync`. Note that the `/processor/transactions/refresh` endpoint is not supported for Capital One (`ins_128026`) and will result in a `PRODUCT_NOT_SUPPORTED` error if called on a processor token from that institution.  `/processor/transactions/refresh` is offered as an add-on to Transactions and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
+    # `/processor/transactions/refresh` is an optional endpoint for users of the Transactions product. It initiates an on-demand extraction to fetch the newest transactions for a processor token. This on-demand extraction takes place in addition to the periodic extractions that automatically occur one or more times per day for any Transactions-enabled processor token. If changes to transactions are discovered after calling `/processor/transactions/refresh`, Plaid will fire a webhook: for `/transactions/sync` users, [`SYNC_UPDATES_AVAILABLE`](https://plaid.com/docs/api/products/transactions/#sync_updates_available) will be fired if there are any transactions updated, added, or removed. For users of both `/processor/transactions/sync` and `/processor/transactions/get`, [`TRANSACTIONS_REMOVED`](https://plaid.com/docs/api/products/transactions/#transactions_removed) will be fired if any removed transactions are detected, and [`DEFAULT_UPDATE`](https://plaid.com/docs/api/products/transactions/#default_update) will be fired if any new transactions are detected. New transactions can be fetched by calling `/processor/transactions/get` or `/processor/transactions/sync`. Note that the `/processor/transactions/refresh` endpoint is not supported for Capital One (`ins_128026`) and will result in a `PRODUCT_NOT_SUPPORTED` error if called on a processor token from that institution.  As this endpoint triggers a synchronous request for fresh data, latency may be higher than for other Plaid endpoints (typically less than 10 seconds, but occasionally up to 30 seconds or more); if you encounter errors, you may find it necessary to adjust your timeout period when making requests.  `/processor/transactions/refresh` is offered as an add-on to Transactions and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
     # @param processor_transactions_refresh_request [ProcessorTransactionsRefreshRequest] 
     # @param [Hash] opts the optional parameters
     # @return [ProcessorTransactionsRefreshResponse]
@@ -9822,7 +9890,7 @@ module Plaid
     end
 
     # Refresh transaction data
-    # &#x60;/processor/transactions/refresh&#x60; is an optional endpoint for users of the Transactions product. It initiates an on-demand extraction to fetch the newest transactions for a processor token. This on-demand extraction takes place in addition to the periodic extractions that automatically occur multiple times a day for any Transactions-enabled processor token. If changes to transactions are discovered after calling &#x60;/processor/transactions/refresh&#x60;, Plaid will fire a webhook: for &#x60;/transactions/sync&#x60; users, [&#x60;SYNC_UPDATES_AVAILABLE&#x60;](https://plaid.com/docs/api/products/transactions/#sync_updates_available) will be fired if there are any transactions updated, added, or removed. For users of both &#x60;/processor/transactions/sync&#x60; and &#x60;/processor/transactions/get&#x60;, [&#x60;TRANSACTIONS_REMOVED&#x60;](https://plaid.com/docs/api/products/transactions/#transactions_removed) will be fired if any removed transactions are detected, and [&#x60;DEFAULT_UPDATE&#x60;](https://plaid.com/docs/api/products/transactions/#default_update) will be fired if any new transactions are detected. New transactions can be fetched by calling &#x60;/processor/transactions/get&#x60; or &#x60;/processor/transactions/sync&#x60;. Note that the &#x60;/processor/transactions/refresh&#x60; endpoint is not supported for Capital One (&#x60;ins_128026&#x60;) and will result in a &#x60;PRODUCT_NOT_SUPPORTED&#x60; error if called on a processor token from that institution.  &#x60;/processor/transactions/refresh&#x60; is offered as an add-on to Transactions and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
+    # &#x60;/processor/transactions/refresh&#x60; is an optional endpoint for users of the Transactions product. It initiates an on-demand extraction to fetch the newest transactions for a processor token. This on-demand extraction takes place in addition to the periodic extractions that automatically occur one or more times per day for any Transactions-enabled processor token. If changes to transactions are discovered after calling &#x60;/processor/transactions/refresh&#x60;, Plaid will fire a webhook: for &#x60;/transactions/sync&#x60; users, [&#x60;SYNC_UPDATES_AVAILABLE&#x60;](https://plaid.com/docs/api/products/transactions/#sync_updates_available) will be fired if there are any transactions updated, added, or removed. For users of both &#x60;/processor/transactions/sync&#x60; and &#x60;/processor/transactions/get&#x60;, [&#x60;TRANSACTIONS_REMOVED&#x60;](https://plaid.com/docs/api/products/transactions/#transactions_removed) will be fired if any removed transactions are detected, and [&#x60;DEFAULT_UPDATE&#x60;](https://plaid.com/docs/api/products/transactions/#default_update) will be fired if any new transactions are detected. New transactions can be fetched by calling &#x60;/processor/transactions/get&#x60; or &#x60;/processor/transactions/sync&#x60;. Note that the &#x60;/processor/transactions/refresh&#x60; endpoint is not supported for Capital One (&#x60;ins_128026&#x60;) and will result in a &#x60;PRODUCT_NOT_SUPPORTED&#x60; error if called on a processor token from that institution.  As this endpoint triggers a synchronous request for fresh data, latency may be higher than for other Plaid endpoints (typically less than 10 seconds, but occasionally up to 30 seconds or more); if you encounter errors, you may find it necessary to adjust your timeout period when making requests.  &#x60;/processor/transactions/refresh&#x60; is offered as an add-on to Transactions and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
     # @param processor_transactions_refresh_request [ProcessorTransactionsRefreshRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(ProcessorTransactionsRefreshResponse, Integer, Hash)>] ProcessorTransactionsRefreshResponse data, response status code and response headers
@@ -9947,6 +10015,74 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Retrieve a Profile
+    # Returns user permissioned profile data including identity and item access tokens.
+    # @param profile_get_request [ProfileGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [ProfileGetResponse]
+    def profile_get(profile_get_request, opts = {})
+      data, _status_code, _headers = profile_get_with_http_info(profile_get_request, opts)
+      data
+    end
+
+    # Retrieve a Profile
+    # Returns user permissioned profile data including identity and item access tokens.
+    # @param profile_get_request [ProfileGetRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(ProfileGetResponse, Integer, Hash)>] ProfileGetResponse data, response status code and response headers
+    def profile_get_with_http_info(profile_get_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.profile_get ...'
+      end
+      # verify the required parameter 'profile_get_request' is set
+      if @api_client.config.client_side_validation && profile_get_request.nil?
+        fail ArgumentError, "Missing the required parameter 'profile_get_request' when calling PlaidApi.profile_get"
+      end
+      # resource path
+      local_var_path = '/profile/get'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(profile_get_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'ProfileGetResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.profile_get",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#profile_get\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Manually fire a bank income webhook in sandbox
     # Use the `/sandbox/bank_income/fire_webhook` endpoint to manually trigger a Bank Income webhook in the Sandbox environment.
     # @param sandbox_bank_income_fire_webhook_request [SandboxBankIncomeFireWebhookRequest] 
@@ -11648,7 +11784,7 @@ module Plaid
     end
 
     # Opt-in an Item to Signal
-    # When Link is not initialized with Signal, call `/signal/prepare` to opt-in that Item to the Signal data collection process, developing a Signal score.  If you are using other Plaid products after Link, e.g. Identity or Assets, call `/signal/prepare` after those product calls are complete.  Example flow: Link is initialized with Auth, call `/auth/get` for the account and routing number, call `/identity/get` to retrieve bank ownership details, then call `/signal/prepare` to begin Signal data collection. Later, once you have obtained details about the proposed transaction from the user, call `/signal/evaluate` for a Signal score. For more information please see [Recommendations for initializing Link with specific product combinations](https://www.plaid.com/docs/link/initializing-products/#recommendations-for-initializing-link-with-specific-product-combinations).  If run on an Item that is already initialized with Signal, this endpoint will return a 200 response and will not modify the Item.
+    # When Link is not initialized with Signal, call `/signal/prepare` to opt-in that Item to the Signal data collection process, developing a Signal score.  If run on an Item that is already initialized with Signal, this endpoint will return a 200 response and will not modify the Item.
     # @param signal_prepare_request [SignalPrepareRequest] 
     # @param [Hash] opts the optional parameters
     # @return [SignalPrepareResponse]
@@ -11658,7 +11794,7 @@ module Plaid
     end
 
     # Opt-in an Item to Signal
-    # When Link is not initialized with Signal, call &#x60;/signal/prepare&#x60; to opt-in that Item to the Signal data collection process, developing a Signal score.  If you are using other Plaid products after Link, e.g. Identity or Assets, call &#x60;/signal/prepare&#x60; after those product calls are complete.  Example flow: Link is initialized with Auth, call &#x60;/auth/get&#x60; for the account and routing number, call &#x60;/identity/get&#x60; to retrieve bank ownership details, then call &#x60;/signal/prepare&#x60; to begin Signal data collection. Later, once you have obtained details about the proposed transaction from the user, call &#x60;/signal/evaluate&#x60; for a Signal score. For more information please see [Recommendations for initializing Link with specific product combinations](https://www.plaid.com/docs/link/initializing-products/#recommendations-for-initializing-link-with-specific-product-combinations).  If run on an Item that is already initialized with Signal, this endpoint will return a 200 response and will not modify the Item.
+    # When Link is not initialized with Signal, call &#x60;/signal/prepare&#x60; to opt-in that Item to the Signal data collection process, developing a Signal score.  If run on an Item that is already initialized with Signal, this endpoint will return a 200 response and will not modify the Item.
     # @param signal_prepare_request [SignalPrepareRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(SignalPrepareResponse, Integer, Hash)>] SignalPrepareResponse data, response status code and response headers
@@ -12260,7 +12396,7 @@ module Plaid
     end
 
     # Refresh transaction data
-    # `/transactions/refresh` is an optional endpoint for users of the Transactions product. It initiates an on-demand extraction to fetch the newest transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur multiple times a day for any Transactions-enabled Item. If changes to transactions are discovered after calling `/transactions/refresh`, Plaid will fire a webhook: for `/transactions/sync` users, [`SYNC_UPDATES_AVAILABLE`](https://plaid.com/docs/api/products/transactions/#sync_updates_available) will be fired if there are any transactions updated, added, or removed. For users of both `/transactions/sync` and `/transactions/get`, [`TRANSACTIONS_REMOVED`](https://plaid.com/docs/api/products/transactions/#transactions_removed) will be fired if any removed transactions are detected, and [`DEFAULT_UPDATE`](https://plaid.com/docs/api/products/transactions/#default_update) will be fired if any new transactions are detected. New transactions can be fetched by calling `/transactions/get` or `/transactions/sync`. Note that the `/transactions/refresh` endpoint is not supported for Capital One (`ins_128026`) and will result in a `PRODUCT_NOT_SUPPORTED` error if called on an Item from that institution.  `/transactions/refresh` is offered as an add-on to Transactions and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
+    # `/transactions/refresh` is an optional endpoint for users of the Transactions product. It initiates an on-demand extraction to fetch the newest transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur one or more times per day for any Transactions-enabled Item. If changes to transactions are discovered after calling `/transactions/refresh`, Plaid will fire a webhook: for `/transactions/sync` users, [`SYNC_UPDATES_AVAILABLE`](https://plaid.com/docs/api/products/transactions/#sync_updates_available) will be fired if there are any transactions updated, added, or removed. For users of both `/transactions/sync` and `/transactions/get`, [`TRANSACTIONS_REMOVED`](https://plaid.com/docs/api/products/transactions/#transactions_removed) will be fired if any removed transactions are detected, and [`DEFAULT_UPDATE`](https://plaid.com/docs/api/products/transactions/#default_update) will be fired if any new transactions are detected. New transactions can be fetched by calling `/transactions/get` or `/transactions/sync`. Note that the `/transactions/refresh` endpoint is not supported for Capital One (`ins_128026`) and will result in a `PRODUCT_NOT_SUPPORTED` error if called on an Item from that institution.  As this endpoint triggers a synchronous request for fresh data, latency may be higher than for other Plaid endpoints (typically less than 10 seconds, but occasionally up to 30 seconds or more); if you encounter errors, you may find it necessary to adjust your timeout period when making requests.  `/transactions/refresh` is offered as an add-on to Transactions and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
     # @param transactions_refresh_request [TransactionsRefreshRequest] 
     # @param [Hash] opts the optional parameters
     # @return [TransactionsRefreshResponse]
@@ -12270,7 +12406,7 @@ module Plaid
     end
 
     # Refresh transaction data
-    # &#x60;/transactions/refresh&#x60; is an optional endpoint for users of the Transactions product. It initiates an on-demand extraction to fetch the newest transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur multiple times a day for any Transactions-enabled Item. If changes to transactions are discovered after calling &#x60;/transactions/refresh&#x60;, Plaid will fire a webhook: for &#x60;/transactions/sync&#x60; users, [&#x60;SYNC_UPDATES_AVAILABLE&#x60;](https://plaid.com/docs/api/products/transactions/#sync_updates_available) will be fired if there are any transactions updated, added, or removed. For users of both &#x60;/transactions/sync&#x60; and &#x60;/transactions/get&#x60;, [&#x60;TRANSACTIONS_REMOVED&#x60;](https://plaid.com/docs/api/products/transactions/#transactions_removed) will be fired if any removed transactions are detected, and [&#x60;DEFAULT_UPDATE&#x60;](https://plaid.com/docs/api/products/transactions/#default_update) will be fired if any new transactions are detected. New transactions can be fetched by calling &#x60;/transactions/get&#x60; or &#x60;/transactions/sync&#x60;. Note that the &#x60;/transactions/refresh&#x60; endpoint is not supported for Capital One (&#x60;ins_128026&#x60;) and will result in a &#x60;PRODUCT_NOT_SUPPORTED&#x60; error if called on an Item from that institution.  &#x60;/transactions/refresh&#x60; is offered as an add-on to Transactions and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
+    # &#x60;/transactions/refresh&#x60; is an optional endpoint for users of the Transactions product. It initiates an on-demand extraction to fetch the newest transactions for an Item. This on-demand extraction takes place in addition to the periodic extractions that automatically occur one or more times per day for any Transactions-enabled Item. If changes to transactions are discovered after calling &#x60;/transactions/refresh&#x60;, Plaid will fire a webhook: for &#x60;/transactions/sync&#x60; users, [&#x60;SYNC_UPDATES_AVAILABLE&#x60;](https://plaid.com/docs/api/products/transactions/#sync_updates_available) will be fired if there are any transactions updated, added, or removed. For users of both &#x60;/transactions/sync&#x60; and &#x60;/transactions/get&#x60;, [&#x60;TRANSACTIONS_REMOVED&#x60;](https://plaid.com/docs/api/products/transactions/#transactions_removed) will be fired if any removed transactions are detected, and [&#x60;DEFAULT_UPDATE&#x60;](https://plaid.com/docs/api/products/transactions/#default_update) will be fired if any new transactions are detected. New transactions can be fetched by calling &#x60;/transactions/get&#x60; or &#x60;/transactions/sync&#x60;. Note that the &#x60;/transactions/refresh&#x60; endpoint is not supported for Capital One (&#x60;ins_128026&#x60;) and will result in a &#x60;PRODUCT_NOT_SUPPORTED&#x60; error if called on an Item from that institution.  As this endpoint triggers a synchronous request for fresh data, latency may be higher than for other Plaid endpoints (typically less than 10 seconds, but occasionally up to 30 seconds or more); if you encounter errors, you may find it necessary to adjust your timeout period when making requests.  &#x60;/transactions/refresh&#x60; is offered as an add-on to Transactions and has a separate [fee model](/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.
     # @param transactions_refresh_request [TransactionsRefreshRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(TransactionsRefreshResponse, Integer, Hash)>] TransactionsRefreshResponse data, response status code and response headers
@@ -13960,7 +14096,7 @@ module Plaid
     end
 
     # Migrate account into Transfers
-    # As an alternative to adding Items via Link, you can also use the `/transfer/migrate_account` endpoint to migrate known account and routing numbers to Plaid Items.  Note that Items created in this way are not compatible with endpoints for other products, such as `/accounts/balance/get`, and can only be used with Transfer endpoints.  If you require access to other endpoints, create the Item through Link instead.  Access to `/transfer/migrate_account` is not enabled by default; to obtain access, contact your Plaid Account Manager.
+    # As an alternative to adding Items via Link, you can also use the `/transfer/migrate_account` endpoint to migrate known account and routing numbers to Plaid Items. If you intend to create wire transfers on this account, you must provide `wire_routing_number`. Note that Items created in this way are not compatible with endpoints for other products, such as `/accounts/balance/get`, and can only be used with Transfer endpoints.  If you require access to other endpoints, create the Item through Link instead.  Access to `/transfer/migrate_account` is not enabled by default; to obtain access, contact your Plaid Account Manager.
     # @param transfer_migrate_account_request [TransferMigrateAccountRequest] 
     # @param [Hash] opts the optional parameters
     # @return [TransferMigrateAccountResponse]
@@ -13970,7 +14106,7 @@ module Plaid
     end
 
     # Migrate account into Transfers
-    # As an alternative to adding Items via Link, you can also use the &#x60;/transfer/migrate_account&#x60; endpoint to migrate known account and routing numbers to Plaid Items.  Note that Items created in this way are not compatible with endpoints for other products, such as &#x60;/accounts/balance/get&#x60;, and can only be used with Transfer endpoints.  If you require access to other endpoints, create the Item through Link instead.  Access to &#x60;/transfer/migrate_account&#x60; is not enabled by default; to obtain access, contact your Plaid Account Manager.
+    # As an alternative to adding Items via Link, you can also use the &#x60;/transfer/migrate_account&#x60; endpoint to migrate known account and routing numbers to Plaid Items. If you intend to create wire transfers on this account, you must provide &#x60;wire_routing_number&#x60;. Note that Items created in this way are not compatible with endpoints for other products, such as &#x60;/accounts/balance/get&#x60;, and can only be used with Transfer endpoints.  If you require access to other endpoints, create the Item through Link instead.  Access to &#x60;/transfer/migrate_account&#x60; is not enabled by default; to obtain access, contact your Plaid Account Manager.
     # @param transfer_migrate_account_request [TransferMigrateAccountRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(TransferMigrateAccountResponse, Integer, Hash)>] TransferMigrateAccountResponse data, response status code and response headers

data/lib/plaid/api_client.rb

@@ -7,7 +7,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.485.0
+The version of the OpenAPI document: 2020-09-14_1.496.2
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -20,9 +20,12 @@ require 'logger'
 require 'tempfile'
 require 'faraday'
 require 'faraday/multipart'
+require_relative 'api_error'
 
 module Plaid
   class ApiClient
+  class ApiTimeoutError < ApiError; end
+  class ApiConnectionFailedError < ApiError; end
     # The Configuration object holding settings to be used in the API client.
     attr_accessor :config
 
@@ -38,7 +41,7 @@ module Plaid
     # @option config [Configuration] Configuration for initializing the object, default to Configuration.default
     def initialize(config = Configuration.default)
       @config = config
-      @user_agent = "Plaid Ruby v24.4.0"
+      @user_agent = "Plaid Ruby v25.0.0"
       @default_headers = {
         'Content-Type' => 'application/json',
         'User-Agent' => @user_agent,
@@ -99,9 +102,9 @@ module Plaid
           end
         end
       rescue Faraday::TimeoutError
-        fail ApiError.new('Connection timed out')
+        fail ApiTimeoutError.new('Connection timed out')
       rescue Faraday::ConnectionFailed
-        fail ApiError.new('Connection failed')
+        fail ApiConnectionFailedError.new('Connection failed')
       end
 
       if opts[:return_type]

data/lib/plaid/api_error.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.485.0
+The version of the OpenAPI document: 2020-09-14_1.496.2
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/configuration.rb

@@ -7,7 +7,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.485.0
+The version of the OpenAPI document: 2020-09-14_1.496.2
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/account_access.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.485.0
+The version of the OpenAPI document: 2020-09-14_1.496.2
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0