mudbase 1.3.16 → 1.3.17

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data/README.md

@@ -1,4 +1,6 @@
-# MUDBASE Ruby SDK
+# Mudbase Ruby SDK
+
+Official **Ruby** client for [Mudbase](https://mudbase.dev) - the backend platform for modern apps.
 
 Mudbase is a backend platform: authentication, a schema-driven database, file storage, serverless functions, webhooks, and real-time and transactional messaging behind one API. The Ruby SDK is a native Ruby client for that API, so you can manage users and organizations, define collections and query data, store and serve files, invoke functions, and configure webhooks without hand-rolling HTTP requests.
 
@@ -34,9 +36,12 @@ puts result.collections
 - **Webhooks** - configurable delivery with retry and logs
 - **Roles & permissions** - project-level access control
 
-## Documentation
+## Links
 
-- **Docs & API reference:** https://docs.mudbase.dev
+- **Documentation:** https://docs.mudbase.dev
+- **API reference:** https://docs.mudbase.dev/api
+- **Dashboard:** https://console.mudbase.dev
+- **Status:** https://status.mudbase.dev
 - **Product:** https://mudbase.dev
 
 ## Support

data/docs/AddCustomRoleRequest.md

@@ -10,7 +10,6 @@
 | **signup_endpoint** | **String** |  |  |
 | **requires_approval** | **Boolean** |  | [optional] |
 | **requires_payment** | **Boolean** |  | [optional] |
-| **requires_kyc** | **Boolean** |  | [optional] |
 | **default_permissions** | [**Array<AddCustomRoleRequestDefaultPermissionsInner>**](AddCustomRoleRequestDefaultPermissionsInner.md) | Optional global/base permissions. For collection-level CRUD use `collectionPermissions`. | [optional] |
 | **collection_permissions** | [**Hash<String, CreateRoleRequestCollectionPermissionsValue>**](CreateRoleRequestCollectionPermissionsValue.md) | Per-collection CRUD map (collection slug => actions or {actions,conditions}). | [optional] |
 | **metadata** | **Object** |  | [optional] |
@@ -28,7 +27,6 @@ instance = Mudbase::AddCustomRoleRequest.new(
   signup_endpoint: seller,
   requires_approval: false,
   requires_payment: false,
-  requires_kyc: false,
   default_permissions: null,
   collection_permissions: null,
   metadata: null,

data/docs/AuthenticationApi.md

@@ -1233,6 +1233,8 @@ No authorization required
 
 Register new user
 
+Creates a new Mudbase org-owner account. `agreedToTerms: true` is required on every call - a direct API request that omits it gets a 400 naming the field. When the platform's anti-bot CAPTCHA gate is enabled, this endpoint also requires a Google reCAPTCHA v3 token in `captcha`; a missing token gets a 400 with `captchaRequired: true` and a `siteKey`, which needs a real browser to solve. That makes this endpoint the web console's own signup form (`https://www.mudbase.dev/console/register`), not a scriptable account-creation path - server-to-server/SDK integrations should create their account once through the console, then use the resulting API key for every other call, all of which are fully documented and scriptable here. 
+
 ### Examples
 
 ```ruby
@@ -1240,7 +1242,7 @@ require 'time'
 require 'mudbase'
 
 api_instance = Mudbase::AuthenticationApi.new
-register_request = Mudbase::RegisterRequest.new({email: 'john.doe@mudbase.dev', password: 'SecurePass123!', first_name: 'John', last_name: 'Doe'}) # RegisterRequest | 
+register_request = Mudbase::RegisterRequest.new({email: 'john.doe@mudbase.dev', password: 'SecurePass123!', first_name: 'John', last_name: 'Doe', agreed_to_terms: false}) # RegisterRequest | 
 
 begin
   # Register new user

data/docs/BackupsApi.md

@@ -16,7 +16,7 @@ All URIs are relative to *https://cloud.mudbase.dev*
 
 Create project backup
 
-Create a backup of project data, optionally including files and wallets. Supports both JWT Bearer token and API key authentication.
+Create a backup of project data, optionally including files. Supports both JWT Bearer token and API key authentication.
 
 ### Examples
 

data/docs/BillingApi.md

@@ -11,22 +11,25 @@ All URIs are relative to *https://cloud.mudbase.dev*
 | [**create_plan**](BillingApi.md#create_plan) | **POST** /api/billing/projects/{projectId}/plans | Create billing plan |
 | [**delete_plan**](BillingApi.md#delete_plan) | **DELETE** /api/billing/projects/{projectId}/plans/{planId} | Delete billing plan |
 | [**download_invoice**](BillingApi.md#download_invoice) | **GET** /api/billing/projects/{projectId}/invoices/{invoiceId}/download | Download invoice PDF |
-| [**enable_payment_processing**](BillingApi.md#enable_payment_processing) | **POST** /api/orgs/{orgId}/payment-processing/enable | Enable payment processing for organization |
+| [**enable_payment_processing**](BillingApi.md#enable_payment_processing) | **POST** /api/orgs/{orgId}/payment-processing/enable | Submit payout onboarding for organization |
 | [**export_invoice**](BillingApi.md#export_invoice) | **GET** /api/billing/projects/{projectId}/invoices/{invoiceId}/export | Export invoice (e.g. PDF URL or file) |
 | [**get_billing_estimate**](BillingApi.md#get_billing_estimate) | **GET** /api/billing/estimate | Get billing estimate and forecast |
 | [**get_checkout_payment**](BillingApi.md#get_checkout_payment) | **GET** /api/billing/public/projects/{projectId}/checkout/{paymentId} | Get checkout payment details (not used for fiat billing) |
 | [**get_dashboard**](BillingApi.md#get_dashboard) | **GET** /api/billing/projects/{projectId}/dashboard | Get billing dashboard data |
-| [**get_fee_breakdown**](BillingApi.md#get_fee_breakdown) | **GET** /api/orgs/{orgId}/payment-processing/fee-breakdown | Get fee breakdown for a given amount |
+| [**get_fee_breakdown**](BillingApi.md#get_fee_breakdown) | **GET** /api/orgs/{orgId}/payment-processing/fee-breakdown | Preview the fee for a given amount |
 | [**get_invoice**](BillingApi.md#get_invoice) | **GET** /api/billing/projects/{projectId}/invoices/{invoiceId} | Get single invoice |
 | [**get_invoices**](BillingApi.md#get_invoices) | **GET** /api/billing/projects/{projectId}/invoices | List project invoices |
+| [**get_payment_processing_status**](BillingApi.md#get_payment_processing_status) | **GET** /api/orgs/{orgId}/payment-processing/status | Get payout-onboarding status for organization |
 | [**get_payment_records**](BillingApi.md#get_payment_records) | **GET** /api/orgs/{orgId}/payment-processing/records | List fiat payment records for organization |
+| [**get_payout_banks**](BillingApi.md#get_payout_banks) | **GET** /api/orgs/{orgId}/payment-processing/banks | List settlement banks for a payout country |
+| [**get_payout_countries**](BillingApi.md#get_payout_countries) | **GET** /api/orgs/{orgId}/payment-processing/countries | List supported payout countries |
 | [**get_plans**](BillingApi.md#get_plans) | **GET** /api/billing/projects/{projectId}/plans | Get billing plans |
 | [**get_public_plans**](BillingApi.md#get_public_plans) | **GET** /api/billing/public/projects/{projectId}/plans | Get public plans (no auth required) |
 | [**get_subscription_tier_by_id**](BillingApi.md#get_subscription_tier_by_id) | **GET** /api/billing/plans/{planId} | Get one subscription tier by id |
 | [**get_subscription_tiers**](BillingApi.md#get_subscription_tiers) | **GET** /api/billing/plans | Get subscription tiers (org-level BaaS plans) |
 | [**get_subscriptions**](BillingApi.md#get_subscriptions) | **GET** /api/billing/projects/{projectId}/subscriptions | Get subscriptions |
-| [**initialize_org_plan_checkout**](BillingApi.md#initialize_org_plan_checkout) | **POST** /api/billing/org/checkout | Initialize org-level BaaS plan payment (Starter, Growth, Scale) |
-| [**initialize_payment**](BillingApi.md#initialize_payment) | **POST** /api/orgs/{orgId}/payment-processing/initialize-payment | Initialize fiat payment with split (org subaccount + platform fee) |
+| [**initialize_org_plan_checkout**](BillingApi.md#initialize_org_plan_checkout) | **POST** /api/billing/org/checkout | Initialize org-level BaaS plan payment (Basic, Starter, Growth, Scale) |
+| [**initialize_payment**](BillingApi.md#initialize_payment) | **POST** /api/orgs/{orgId}/payment-processing/initialize-payment | Initialize fiat payment |
 | [**initialize_payment_for_project**](BillingApi.md#initialize_payment_for_project) | **POST** /api/projects/{projectId}/payment-processing/initialize-payment | Initialize fiat payment (project-scoped) |
 | [**record_usage**](BillingApi.md#record_usage) | **POST** /api/billing/public/projects/{projectId}/usage | Record usage (public) |
 | [**update_plan**](BillingApi.md#update_plan) | **PATCH** /api/billing/projects/{projectId}/plans/{planId} | Update billing plan |
@@ -524,9 +527,9 @@ end
 
 > <EnablePaymentProcessing200Response> enable_payment_processing(org_id, enable_payment_processing_request)
 
-Enable payment processing for organization
+Submit payout onboarding for organization
 
-Creates a payment-collection subaccount for the org with the provided bank details. Use USD-capable bank (e.g. country US) for USD settlement. BVN only required when country is NG. Requires owner or admin role.
+Validates and stores the org's payout account details, then queues the org for platform-admin review. This does not activate payments by itself; initialize-payment only starts succeeding once the org is approved. The required fields depend on the chosen country: call GET /payment-processing/countries first and collect exactly the fields that country's schema returns (bank code + account number for most African markets, plus a BVN for Nigeria, or routing number/sort code + account type + account holder name for the US/UK). Requires owner or admin role.
 
 ### Examples
 
@@ -541,10 +544,10 @@ end
 
 api_instance = Mudbase::BillingApi.new
 org_id = 'org_id_example' # String | 
-enable_payment_processing_request = Mudbase::EnablePaymentProcessingRequest.new({account_bank: 'account_bank_example', account_number: 'account_number_example', country: 'country_example', business_name: 'business_name_example'}) # EnablePaymentProcessingRequest | 
+enable_payment_processing_request = Mudbase::EnablePaymentProcessingRequest.new({country: 'country_example', business_name: 'business_name_example'}) # EnablePaymentProcessingRequest | 
 
 begin
-  # Enable payment processing for organization
+  # Submit payout onboarding for organization
   result = api_instance.enable_payment_processing(org_id, enable_payment_processing_request)
   p result
 rescue Mudbase::ApiError => e
@@ -560,7 +563,7 @@ This returns an Array which contains the response data, status code and headers.
 
 ```ruby
 begin
-  # Enable payment processing for organization
+  # Submit payout onboarding for organization
   data, status_code, headers = api_instance.enable_payment_processing_with_http_info(org_id, enable_payment_processing_request)
   p status_code # => 2xx
   p headers # => { ... }
@@ -868,9 +871,9 @@ end
 
 > <GetFeeBreakdown200Response> get_fee_breakdown(org_id, amount, opts)
 
-Get fee breakdown for a given amount
+Preview the fee for a given amount
 
-Returns orgReceives, platformPercent, platformFixed, processingFee for the given amount (7% + $0.50 platform fee; processing fee absorbed from platform share).
+Returns the single all-in Mudbase fee, its effective rate, and what the org would net for the given amount, without creating a payment. Pass country/method/international to price a specific rail; omitting them uses a generic local-rail estimate. Never returns the underlying rail's own cost or any internal margin split.
 
 ### Examples
 
@@ -887,11 +890,14 @@ api_instance = Mudbase::BillingApi.new
 org_id = 'org_id_example' # String | 
 amount = 8.14 # Float | 
 opts = {
-  currency: 'currency_example' # String | 
+  currency: 'currency_example', # String | 
+  country: 'country_example', # String | ISO-3166 alpha-2 payout country code, one of the codes from GET /payment-processing/countries.
+  method: 'card', # String | 
+  international: true # Boolean | Set true for a cross-border/international card, Apple Pay, or Google Pay.
 }
 
 begin
-  # Get fee breakdown for a given amount
+  # Preview the fee for a given amount
   result = api_instance.get_fee_breakdown(org_id, amount, opts)
   p result
 rescue Mudbase::ApiError => e
@@ -907,7 +913,7 @@ This returns an Array which contains the response data, status code and headers.
 
 ```ruby
 begin
-  # Get fee breakdown for a given amount
+  # Preview the fee for a given amount
   data, status_code, headers = api_instance.get_fee_breakdown_with_http_info(org_id, amount, opts)
   p status_code # => 2xx
   p headers # => { ... }
@@ -924,6 +930,9 @@ end
 | **org_id** | **String** |  |  |
 | **amount** | **Float** |  |  |
 | **currency** | **String** |  | [optional][default to &#39;USD&#39;] |
+| **country** | **String** | ISO-3166 alpha-2 payout country code, one of the codes from GET /payment-processing/countries. | [optional] |
+| **method** | **String** |  | [optional][default to &#39;card&#39;] |
+| **international** | **Boolean** | Set true for a cross-border/international card, Apple Pay, or Google Pay. | [optional][default to false] |
 
 ### Return type
 
@@ -1081,6 +1090,75 @@ end
 - **Accept**: application/json
 
 
+## get_payment_processing_status
+
+> <GetPaymentProcessingStatus200Response> get_payment_processing_status(org_id)
+
+Get payout-onboarding status for organization
+
+Returns the current onboarding/approval state for the org's payout account. Poll this after calling enable, or before calling initialize-payment, to confirm the org is actually approved rather than assuming a 200 from enable means payments are live. Never returns the raw payout-account id, only whether one exists.
+
+### Examples
+
+```ruby
+require 'time'
+require 'mudbase'
+# setup authorization
+Mudbase.configure do |config|
+  # Configure Bearer authorization (JWT): OrgBearerAuth
+  config.access_token = 'YOUR_BEARER_TOKEN'
+end
+
+api_instance = Mudbase::BillingApi.new
+org_id = 'org_id_example' # String | 
+
+begin
+  # Get payout-onboarding status for organization
+  result = api_instance.get_payment_processing_status(org_id)
+  p result
+rescue Mudbase::ApiError => e
+  puts "Error when calling BillingApi->get_payment_processing_status: #{e}"
+end
+```
+
+#### Using the get_payment_processing_status_with_http_info variant
+
+This returns an Array which contains the response data, status code and headers.
+
+> <Array(<GetPaymentProcessingStatus200Response>, Integer, Hash)> get_payment_processing_status_with_http_info(org_id)
+
+```ruby
+begin
+  # Get payout-onboarding status for organization
+  data, status_code, headers = api_instance.get_payment_processing_status_with_http_info(org_id)
+  p status_code # => 2xx
+  p headers # => { ... }
+  p data # => <GetPaymentProcessingStatus200Response>
+rescue Mudbase::ApiError => e
+  puts "Error when calling BillingApi->get_payment_processing_status_with_http_info: #{e}"
+end
+```
+
+### Parameters
+
+| Name | Type | Description | Notes |
+| ---- | ---- | ----------- | ----- |
+| **org_id** | **String** |  |  |
+
+### Return type
+
+[**GetPaymentProcessingStatus200Response**](GetPaymentProcessingStatus200Response.md)
+
+### Authorization
+
+[OrgBearerAuth](../README.md#OrgBearerAuth)
+
+### HTTP request headers
+
+- **Content-Type**: Not defined
+- **Accept**: application/json
+
+
 ## get_payment_records
 
 > <GetPaymentRecords200Response> get_payment_records(org_id, opts)
@@ -1158,6 +1236,146 @@ end
 - **Accept**: application/json
 
 
+## get_payout_banks
+
+> <GetPayoutBanks200Response> get_payout_banks(org_id, country)
+
+List settlement banks for a payout country
+
+Read-only lookup of the settlement-bank list for a country, only meaningful when that country's entry from GET /payment-processing/countries has banksListSupported: true. For a country where it is false, this returns an empty list and your onboarding form should fall back to the free-text bank/code field the countries response already describes for that country, rather than calling this endpoint.
+
+### Examples
+
+```ruby
+require 'time'
+require 'mudbase'
+# setup authorization
+Mudbase.configure do |config|
+  # Configure Bearer authorization (JWT): OrgBearerAuth
+  config.access_token = 'YOUR_BEARER_TOKEN'
+end
+
+api_instance = Mudbase::BillingApi.new
+org_id = 'org_id_example' # String | 
+country = 'country_example' # String | ISO-3166 alpha-2 payout country code, one of the codes from GET /payment-processing/countries.
+
+begin
+  # List settlement banks for a payout country
+  result = api_instance.get_payout_banks(org_id, country)
+  p result
+rescue Mudbase::ApiError => e
+  puts "Error when calling BillingApi->get_payout_banks: #{e}"
+end
+```
+
+#### Using the get_payout_banks_with_http_info variant
+
+This returns an Array which contains the response data, status code and headers.
+
+> <Array(<GetPayoutBanks200Response>, Integer, Hash)> get_payout_banks_with_http_info(org_id, country)
+
+```ruby
+begin
+  # List settlement banks for a payout country
+  data, status_code, headers = api_instance.get_payout_banks_with_http_info(org_id, country)
+  p status_code # => 2xx
+  p headers # => { ... }
+  p data # => <GetPayoutBanks200Response>
+rescue Mudbase::ApiError => e
+  puts "Error when calling BillingApi->get_payout_banks_with_http_info: #{e}"
+end
+```
+
+### Parameters
+
+| Name | Type | Description | Notes |
+| ---- | ---- | ----------- | ----- |
+| **org_id** | **String** |  |  |
+| **country** | **String** | ISO-3166 alpha-2 payout country code, one of the codes from GET /payment-processing/countries. |  |
+
+### Return type
+
+[**GetPayoutBanks200Response**](GetPayoutBanks200Response.md)
+
+### Authorization
+
+[OrgBearerAuth](../README.md#OrgBearerAuth)
+
+### HTTP request headers
+
+- **Content-Type**: Not defined
+- **Accept**: application/json
+
+
+## get_payout_countries
+
+> <GetPayoutCountries200Response> get_payout_countries(org_id)
+
+List supported payout countries
+
+Returns the full supported payout-country set and each country's payout-account field schema. Drives a dynamic onboarding form: which fields to collect (bank code/routing number/sort code/IBAN, whether a BVN is required, whether a bank list or mobile-money network applies) comes straight from this response, so build your onboarding UI to render from it rather than hardcoding a country list.
+
+### Examples
+
+```ruby
+require 'time'
+require 'mudbase'
+# setup authorization
+Mudbase.configure do |config|
+  # Configure Bearer authorization (JWT): OrgBearerAuth
+  config.access_token = 'YOUR_BEARER_TOKEN'
+end
+
+api_instance = Mudbase::BillingApi.new
+org_id = 'org_id_example' # String | 
+
+begin
+  # List supported payout countries
+  result = api_instance.get_payout_countries(org_id)
+  p result
+rescue Mudbase::ApiError => e
+  puts "Error when calling BillingApi->get_payout_countries: #{e}"
+end
+```
+
+#### Using the get_payout_countries_with_http_info variant
+
+This returns an Array which contains the response data, status code and headers.
+
+> <Array(<GetPayoutCountries200Response>, Integer, Hash)> get_payout_countries_with_http_info(org_id)
+
+```ruby
+begin
+  # List supported payout countries
+  data, status_code, headers = api_instance.get_payout_countries_with_http_info(org_id)
+  p status_code # => 2xx
+  p headers # => { ... }
+  p data # => <GetPayoutCountries200Response>
+rescue Mudbase::ApiError => e
+  puts "Error when calling BillingApi->get_payout_countries_with_http_info: #{e}"
+end
+```
+
+### Parameters
+
+| Name | Type | Description | Notes |
+| ---- | ---- | ----------- | ----- |
+| **org_id** | **String** |  |  |
+
+### Return type
+
+[**GetPayoutCountries200Response**](GetPayoutCountries200Response.md)
+
+### Authorization
+
+[OrgBearerAuth](../README.md#OrgBearerAuth)
+
+### HTTP request headers
+
+- **Content-Type**: Not defined
+- **Accept**: application/json
+
+
 ## get_plans
 
 > <GetPlans200Response> get_plans(project_id)
@@ -1298,7 +1516,7 @@ No authorization required
 
 Get one subscription tier by id
 
-Returns a single org-level BaaS plan (free, starter, growth, scale, enterprise). Public; no auth required.
+Returns a single org-level BaaS plan (free, basic, starter, growth, scale, enterprise). Public; no auth required.
 
 ### Examples
 
@@ -1307,7 +1525,7 @@ require 'time'
 require 'mudbase'
 
 api_instance = Mudbase::BillingApi.new
-plan_id = 'plan_id_example' # String | Plan id (free, starter, growth, scale, enterprise)
+plan_id = 'plan_id_example' # String | Plan id (free, basic, starter, growth, scale, enterprise)
 
 begin
   # Get one subscription tier by id
@@ -1340,7 +1558,7 @@ end
 
 | Name | Type | Description | Notes |
 | ---- | ---- | ----------- | ----- |
-| **plan_id** | **String** | Plan id (free, starter, growth, scale, enterprise) |  |
+| **plan_id** | **String** | Plan id (free, basic, starter, growth, scale, enterprise) |  |
 
 ### Return type
 
@@ -1362,7 +1580,7 @@ No authorization required
 
 Get subscription tiers (org-level BaaS plans)
 
-**Org-level BaaS plan catalog** (source of truth in paymentService.js). Returns Free, Starter ($29), Growth ($69), Scale ($199), Enterprise. Use for pricing page and to get plan ids for POST /api/billing/org/checkout. Public; no auth required. Each plan includes id (free|starter|growth|scale|enterprise), name, description, price (cents), priceYearly (cents, 2 months free), currency, limits, overages, enforcement. 
+**Org-level BaaS plan catalog** (source of truth in paymentService.js). Returns Free, Basic ($12), Starter ($29), Growth ($69), Scale ($199), Enterprise. Use for pricing page and to get plan ids for POST /api/billing/org/checkout. Public; no auth required. Each plan includes id (free|basic|starter|growth|scale|enterprise), name, description, price (cents), priceYearly (cents, 2 months free), currency, limits, overages, enforcement. 
 
 ### Examples
 
@@ -1491,9 +1709,9 @@ end
 
 > <InitializeOrgPlanCheckout200Response> initialize_org_plan_checkout(initialize_org_plan_checkout_request)
 
-Initialize org-level BaaS plan payment (Starter, Growth, Scale)
+Initialize org-level BaaS plan payment (Basic, Starter, Growth, Scale)
 
-**Org plan payment flow — Step 2.** Creates a payment link for the authenticated org to subscribe to a BaaS plan (starter, growth, scale). Enterprise has no price; use contact-sales flow. Redirect the user to the returned link; after payment, call POST /api/billing/org/verify-payment with the tx_ref from the redirect. Requires org-level JWT. 
+**Org plan payment flow — Step 2.** Creates a payment link for the authenticated org to subscribe to a BaaS plan (basic, starter, growth, scale). Enterprise has no price; use contact-sales flow. Redirect the user to the returned link; after payment, call POST /api/billing/org/verify-payment with the tx_ref from the redirect. Requires org-level JWT. 
 
 ### Examples
 
@@ -1507,10 +1725,10 @@ Mudbase.configure do |config|
 end
 
 api_instance = Mudbase::BillingApi.new
-initialize_org_plan_checkout_request = Mudbase::InitializeOrgPlanCheckoutRequest.new({plan_name: 'starter'}) # InitializeOrgPlanCheckoutRequest | 
+initialize_org_plan_checkout_request = Mudbase::InitializeOrgPlanCheckoutRequest.new({plan_name: 'basic'}) # InitializeOrgPlanCheckoutRequest | 
 
 begin
-  # Initialize org-level BaaS plan payment (Starter, Growth, Scale)
+  # Initialize org-level BaaS plan payment (Basic, Starter, Growth, Scale)
   result = api_instance.initialize_org_plan_checkout(initialize_org_plan_checkout_request)
   p result
 rescue Mudbase::ApiError => e
@@ -1526,7 +1744,7 @@ This returns an Array which contains the response data, status code and headers.
 
 ```ruby
 begin
-  # Initialize org-level BaaS plan payment (Starter, Growth, Scale)
+  # Initialize org-level BaaS plan payment (Basic, Starter, Growth, Scale)
   data, status_code, headers = api_instance.initialize_org_plan_checkout_with_http_info(initialize_org_plan_checkout_request)
   p status_code # => 2xx
   p headers # => { ... }
@@ -1560,9 +1778,9 @@ end
 
 > <InitializePayment200Response> initialize_payment(org_id, initialize_payment_request)
 
-Initialize fiat payment with split (org subaccount + platform fee)
+Initialize fiat payment
 
-Creates a payment link. Customer pays; org receives (amount - 7% - $0.50) to their subaccount; platform fee (7% + $0.50, minus processing fee) stays on main account or goes to configured platform subaccounts. Requires payment processing enabled for org.
+Creates a payment link. The customer pays; Mudbase charges a single all-in, cost-plus fee (see GET /payment-processing/fee-breakdown for the exact rate for a given country/method) and the org receives the remainder. Requires payment processing enabled and approved for the org.
 
 ### Examples
 
@@ -1580,7 +1798,7 @@ org_id = 'org_id_example' # String |
 initialize_payment_request = Mudbase::InitializePaymentRequest.new({amount: 3.56, customer: Mudbase::InitializePaymentRequestCustomer.new({email: 'email_example'})}) # InitializePaymentRequest | 
 
 begin
-  # Initialize fiat payment with split (org subaccount + platform fee)
+  # Initialize fiat payment
   result = api_instance.initialize_payment(org_id, initialize_payment_request)
   p result
 rescue Mudbase::ApiError => e
@@ -1596,7 +1814,7 @@ This returns an Array which contains the response data, status code and headers.
 
 ```ruby
 begin
-  # Initialize fiat payment with split (org subaccount + platform fee)
+  # Initialize fiat payment
   data, status_code, headers = api_instance.initialize_payment_with_http_info(org_id, initialize_payment_request)
   p status_code # => 2xx
   p headers # => { ... }

data/docs/CreateBackupRequest.md

@@ -6,7 +6,6 @@
 | ---- | ---- | ----------- | ----- |
 | **description** | **String** |  | [optional] |
 | **include_files** | **Boolean** |  | [optional][default to true] |
-| **include_wallets** | **Boolean** |  | [optional][default to false] |
 
 ## Example
 
@@ -15,8 +14,7 @@ require 'mudbase'
 
 instance = Mudbase::CreateBackupRequest.new(
   description: Pre-deployment backup,
-  include_files: true,
-  include_wallets: false
+  include_files: true
 )
 ```
 

data/docs/EnablePaymentProcessing200ResponseData.md

@@ -4,8 +4,9 @@
 
 | Name | Type | Description | Notes |
 | ---- | ---- | ----------- | ----- |
-| **subaccount_id** | **String** |  | [optional] |
+| **onboarded** | **Boolean** |  | [optional] |
 | **already_enabled** | **Boolean** |  | [optional] |
+| **approval_status** | **String** | pending_review, approved, or rejected. Payments only start succeeding once this is approved, poll GET /payment-processing/status to track it. | [optional] |
 
 ## Example
 
@@ -13,8 +14,9 @@
 require 'mudbase'
 
 instance = Mudbase::EnablePaymentProcessing200ResponseData.new(
-  subaccount_id: null,
-  already_enabled: null
+  onboarded: null,
+  already_enabled: null,
+  approval_status: null
 )
 ```
 

data/docs/EnablePaymentProcessingRequest.md

@@ -4,12 +4,14 @@
 
 | Name | Type | Description | Notes |
 | ---- | ---- | ----------- | ----- |
-| **account_bank** | **String** | Bank code (from GET /v3/banks/{country}) |  |
-| **account_number** | **String** | Org bank account number |  |
-| **country** | **String** | Country code (e.g. US, NG) |  |
+| **country** | **String** | ISO-3166 alpha-2 payout country code, one of the codes returned by GET /payment-processing/countries (e.g. NG, GH, KE, US, GB). |  |
 | **business_name** | **String** |  |  |
-| **business_mobile** | **String** |  | [optional] |
-| **bvn** | **String** | Required only when country is NG (Nigeria) | [optional] |
+| **business_mobile** | **String** | Optional, used for payout provider account notifications. | [optional] |
+| **account_bank** | **String** | Bank code, mobile-money network code, routing number, or sort code, depending on country. | [optional] |
+| **account_number** | **String** | Bank/mobile-money account number, IBAN, or similar, depending on country. | [optional] |
+| **bvn** | **String** | Required only when country is NG (Nigeria). | [optional] |
+| **account_type** | **String** | Required only when country is US (checking or savings). | [optional] |
+| **account_holder_name** | **String** | Required only when country is US or GB. | [optional] |
 
 ## Example
 
@@ -17,12 +19,14 @@
 require 'mudbase'
 
 instance = Mudbase::EnablePaymentProcessingRequest.new(
-  account_bank: null,
-  account_number: null,
   country: null,
   business_name: null,
   business_mobile: null,
-  bvn: null
+  account_bank: null,
+  account_number: null,
+  bvn: null,
+  account_type: null,
+  account_holder_name: null
 )
 ```
 

data/docs/ExportUserData200Response.md

@@ -7,7 +7,6 @@
 | **exported_at** | **Time** |  | [optional] |
 | **user** | [**User**](User.md) |  | [optional] |
 | **projects** | **Array<Hash<String, Object>>** |  | [optional] |
-| **wallets** | **Array<Hash<String, Object>>** |  | [optional] |
 | **transactions** | **Array<Hash<String, Object>>** |  | [optional] |
 | **files** | **Array<Hash<String, Object>>** |  | [optional] |
 | **integrations** | **Array<Hash<String, Object>>** |  | [optional] |
@@ -22,7 +21,6 @@ instance = Mudbase::ExportUserData200Response.new(
   exported_at: null,
   user: null,
   projects: null,
-  wallets: null,
   transactions: null,
   files: null,
   integrations: null,

data/docs/GetAvailableRoles200ResponseDataInner.md

@@ -10,7 +10,6 @@
 | **signup_endpoint** | **String** |  | [optional] |
 | **requires_approval** | **Boolean** |  | [optional] |
 | **requires_payment** | **Boolean** |  | [optional] |
-| **requires_kyc** | **Boolean** |  | [optional] |
 
 ## Example
 
@@ -23,8 +22,7 @@ instance = Mudbase::GetAvailableRoles200ResponseDataInner.new(
   description: null,
   signup_endpoint: null,
   requires_approval: null,
-  requires_payment: null,
-  requires_kyc: null
+  requires_payment: null
 )
 ```
 

data/docs/GetFeeBreakdown200ResponseData.md

@@ -7,9 +7,8 @@
 | **amount** | **Float** |  | [optional] |
 | **currency** | **String** |  | [optional] |
 | **org_receives** | **Float** |  | [optional] |
-| **platform_percent** | **Float** |  | [optional] |
-| **platform_fixed** | **Float** |  | [optional] |
-| **processing_fee** | **Float** |  | [optional] |
+| **fee** | **Float** | The single all-in Mudbase fee. | [optional] |
+| **fee_rate** | **Float** | The effective fee rate applied (fee / amount). | [optional] |
 
 ## Example
 
@@ -20,9 +19,8 @@ instance = Mudbase::GetFeeBreakdown200ResponseData.new(
   amount: null,
   currency: null,
   org_receives: null,
-  platform_percent: null,
-  platform_fixed: null,
-  processing_fee: null
+  fee: null,
+  fee_rate: null
 )
 ```