liquid-credit 0.0.1

checksums.yaml

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+SHA1:
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+  data.tar.gz: 24e06da146530d832988cb4c06ea77bd103d416f
+SHA512:
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data/.gitignore

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+.bundle/
+log/*.log
+spec/keys
+.env

data/.rspec

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+--color
+--format doc
+--tag ~skip
+--require spec_helper

data/Gemfile

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+source 'https://rubygems.org'
+
+# Declare your gem's dependencies in liquid_credit.gemspec.
+# Bundler will treat runtime dependencies like base dependencies, and
+# development dependencies will be added by default to the :development group.
+gemspec
+
+# Declare any dependencies that are still in development here instead of in
+# your gemspec. These might include edge Rails or gems from your path or
+# Git. Remember to move these dependencies to your gemspec before releasing
+# your gem to rubygems.org.
+
+# To use a debugger
+# gem 'byebug', group: [:development, :test]
+
+group :development, :test do
+  gem "guard-rspec"
+  gem 'rspec-collection_matchers'
+#  gem 'rspec-its'
+  gem 'equivalent-xml'
+end
+
+gem 'savon', '~> 2.10.0'
+gem 'builder', '~> 3.1'
+gem 'dotenv'
+gem 'excon'
+gem 'httpi', git: 'https://github.com/savonrb/httpi.git'

data/Gemfile.lock

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+GIT
+  remote: https://github.com/savonrb/httpi.git
+  revision: a56015b3b82da1424989dc4d0393a979ddfcdb9c
+  specs:
+    httpi (2.4.1)
+      rack
+      socksify
+
+PATH
+  remote: .
+  specs:
+    liquid-credit (0.0.1)
+      builder (~> 3.1)
+      savon (~> 2.10)
+
+GEM
+  remote: https://rubygems.org/
+  specs:
+    akami (1.3.1)
+      gyoku (>= 0.4.0)
+      nokogiri
+    builder (3.2.2)
+    celluloid (0.16.0)
+      timers (~> 4.0.0)
+    coderay (1.1.0)
+    diff-lcs (1.2.5)
+    dotenv (2.0.1)
+    equivalent-xml (0.6.0)
+      nokogiri (>= 1.4.3)
+    excon (0.45.3)
+    ffi (1.9.8)
+    formatador (0.2.5)
+    guard (2.12.5)
+      formatador (>= 0.2.4)
+      listen (~> 2.7)
+      lumberjack (~> 1.0)
+      nenv (~> 0.1)
+      notiffany (~> 0.0)
+      pry (>= 0.9.12)
+      shellany (~> 0.0)
+      thor (>= 0.18.1)
+    guard-compat (1.2.1)
+    guard-rspec (4.5.0)
+      guard (~> 2.1)
+      guard-compat (~> 1.1)
+      rspec (>= 2.99.0, < 4.0)
+    gyoku (1.3.1)
+      builder (>= 2.1.2)
+    hitimes (1.2.2)
+    listen (2.10.0)
+      celluloid (~> 0.16.0)
+      rb-fsevent (>= 0.9.3)
+      rb-inotify (>= 0.9)
+    lumberjack (1.0.9)
+    macaddr (1.7.1)
+      systemu (~> 2.6.2)
+    method_source (0.8.2)
+    mini_portile (0.6.2)
+    nenv (0.2.0)
+    nokogiri (1.6.6.2)
+      mini_portile (~> 0.6.0)
+    nori (2.6.0)
+    notiffany (0.0.6)
+      nenv (~> 0.1)
+      shellany (~> 0.0)
+    pry (0.10.1)
+      coderay (~> 1.1.0)
+      method_source (~> 0.8.1)
+      slop (~> 3.4)
+    rack (1.6.4)
+    rb-fsevent (0.9.4)
+    rb-inotify (0.9.5)
+      ffi (>= 0.5.0)
+    rspec (3.2.0)
+      rspec-core (~> 3.2.0)
+      rspec-expectations (~> 3.2.0)
+      rspec-mocks (~> 3.2.0)
+    rspec-collection_matchers (1.1.2)
+      rspec-expectations (>= 2.99.0.beta1)
+    rspec-core (3.2.3)
+      rspec-support (~> 3.2.0)
+    rspec-expectations (3.2.1)
+      diff-lcs (>= 1.2.0, < 2.0)
+      rspec-support (~> 3.2.0)
+    rspec-mocks (3.2.1)
+      diff-lcs (>= 1.2.0, < 2.0)
+      rspec-support (~> 3.2.0)
+    rspec-support (3.2.2)
+    savon (2.10.1)
+      akami (~> 1.2)
+      builder (>= 2.1.2)
+      gyoku (~> 1.2)
+      httpi (~> 2.3)
+      nokogiri (>= 1.4.0)
+      nori (~> 2.4)
+      uuid (~> 2.3.7)
+      wasabi (~> 3.4)
+    shellany (0.0.1)
+    slop (3.6.0)
+    socksify (1.7.0)
+    systemu (2.6.5)
+    thor (0.19.1)
+    timers (4.0.1)
+      hitimes
+    uuid (2.3.8)
+      macaddr (~> 1.0)
+    wasabi (3.5.0)
+      httpi (~> 2.0)
+      nokogiri (>= 1.4.2)
+
+PLATFORMS
+  ruby
+
+DEPENDENCIES
+  builder (~> 3.1)
+  bundler (~> 1.7)
+  dotenv
+  equivalent-xml
+  excon
+  guard-rspec
+  httpi!
+  liquid-credit!
+  rspec (~> 3.2)
+  rspec-collection_matchers
+  savon (~> 2.10.0)
+
+BUNDLED WITH
+   1.10.4

data/Guardfile

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+# A sample Guardfile
+# More info at https://github.com/guard/guard#readme
+
+# Note: The cmd option is now required due to the increasing number of ways
+#       rspec may be run, below are examples of the most common uses.
+#  * bundler: 'bundle exec rspec'
+#  * bundler binstubs: 'bin/rspec'
+#  * spring: 'bin/rsspec' (This will use spring if running and you have
+#                          installed the spring binstubs per the docs)
+#  * zeus: 'zeus rspec' (requires the server to be started separetly)
+#  * 'just' rspec: 'rspec'
+guard :rspec, cmd: "rspec" do
+  watch(%r{^spec/.+_spec\.rb$})
+  watch(%r{^lib/(.+)\.rb$})     { |m| "spec/#{m[1]}_spec.rb" }
+  watch('spec/spec_helper.rb')  { "spec" }
+
+end
+

data/MIT-LICENSE

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+Copyright 2015 Drew Nichols
+
+Permission is hereby granted, free of charge, to any person obtaining
+a copy of this software and associated documentation files (the
+"Software"), to deal in the Software without restriction, including
+without limitation the rights to use, copy, modify, merge, publish,
+distribute, sublicense, and/or sell copies of the Software, and to
+permit persons to whom the Software is furnished to do so, subject to
+the following conditions:
+
+The above copyright notice and this permission notice shall be
+included in all copies or substantial portions of the Software.
+
+THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND,
+EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF
+MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND
+NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT HOLDERS BE
+LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN AN ACTION
+OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION
+WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.

data/README.md

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+
+# liquid-credit
+
+liquid-credit is a ruby gem client for the Fico LiquidCredit API. It's currently a work in progress and supports only very limited API functionality.
+
+[ ![Codeship Status for liftforward/liquid-credit](https://codeship.io/projects/22c1c960-42ab-0133-38f3-1eb5f82d52fc/status)](https://codeship.io/projects/103811)
+
+## Installation
+
+Add this line to your application's Gemfile:
+
+```ruby
+gem 'liquid-credit'
+```
+
+And then execute:
+
+    $ bundle install
+
+Or install it yourself as:
+
+    $ gem install liquid-credit
+
+## Usage
+
+### Configuration
+
+TODO
+
+### Working with the API
+
+TODO
+
+### Running integration suite
+
+TODO
+
+## Contributing
+
+1. Fork it ( https://github.com/liftforward/liquid-credit/fork )
+2. Create your feature branch (`git checkout -b my-new-feature`)
+3. Commit your changes (`git commit -am 'Add some feature'`)
+4. Push to the branch (`git push origin my-new-feature`)
+5. Create a new Pull Request

data/README.rdoc

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+= LiquidCredit
+
+This project rocks and uses MIT-LICENSE.

data/Rakefile

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+require "bundler/gem_tasks"
+require "rspec/core/rake_task"
+
+RSpec::Core::RakeTask.new "spec:unit" do |t|
+  t.pattern = "spec/liquid_credit/**/*_spec.rb"
+end
+
+desc "Run RSpec integration examples"
+RSpec::Core::RakeTask.new "spec:integration" do |t|
+  t.pattern = "spec/integration/**/*_spec.rb"
+end
+
+task :test do
+  Rake::Task["spec:unit"].invoke
+  Rake::Task["spec:integration"].invoke
+end
+
+task :default do
+  Rake::Task["test"].invoke
+end

data/lib/liquid_credit.rb

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+require 'rubygems'
+require 'savon'
+
+require File.dirname(__FILE__) + "/liquid_credit/version"
+require File.dirname(__FILE__) + "/liquid_credit/config"
+require File.dirname(__FILE__) + "/liquid_credit/client"
+require File.dirname(__FILE__) + "/liquid_credit/base_response"
+require File.dirname(__FILE__) + "/liquid_credit/lookup_business_response"
+require File.dirname(__FILE__) + "/liquid_credit/obtain_decision_data_response"

data/lib/liquid_credit/base_response.rb

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+module LiquidCredit
+  class BaseResponse
+    attr_reader :raw_response_xml
+
+    def initialize xml
+      @raw_response_xml= Nokogiri::XML(xml)
+    end
+
+
+      # base_response.xml= Nokogiri::XML(raw_response_xml.xpath("//lq:ObtainDecisionDataResult", "lq" => "http://www.liquidCredit.com/").text)
+
+    # def xml
+    #   @xml ||= Nokogiri::XML(@parsed_xml.xpath("//lq:ObtainDecisionDataResult", "lq" => "http://www.liquidCredit.com/").text)
+    # end
+
+    def nori
+      @nori ||= Nori.new(:convert_tags_to => lambda { |tag| tag.snakecase.to_sym })
+    end
+  end
+end
+
+

data/lib/liquid_credit/client.rb

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+require 'savon'
+require 'logger'
+
+module LiquidCredit
+  class Client
+    attr_accessor :options, :credit_agency_auth
+
+
+    def initialize options = {}, credit_agency_auth = {}
+      configure_defaults
+      configure options, credit_agency_auth
+    end
+
+    def configure_defaults
+      self.options = {
+        wsdl: 'https://liquidcredit.cqa.ficoanalyticcloud.com/liquidcredit/liquidCredit.wsdl',
+        soap_version: 2,
+        ssl_cert: LiquidCredit::Config.ssl_cert,
+        ssl_cert_key: LiquidCredit::Config.ssl_cert_key,
+        basic_auth: [LiquidCredit::Config.basic_auth_user, LiquidCredit::Config.basic_auth_password],
+        logger: LiquidCredit::Config.logger
+      }
+
+      #TODO refactor this so that we can support D&B as well
+      self.credit_agency_auth = {
+        experian_bis_operator_initials: LiquidCredit::Config.experian_bis_operator_initials,
+        experian_bis_operator_sub_code: LiquidCredit::Config.experian_bis_operator_sub_code,
+        experian_bis_customer_id: LiquidCredit::Config.experian_bis_customer_id,
+        experian_bis_connection_username: LiquidCredit::Config.experian_bis_connection_username,
+        experian_bis_connection_password: LiquidCredit::Config.experian_bis_connection_password,
+        experian_bis_operator_initials: LiquidCredit::Config.experian_bis_operator_initials,
+        experian_bis_operator_sub_code: LiquidCredit::Config.experian_bis_operator_sub_code,
+        experian_con_connection_username: LiquidCredit::Config.experian_con_connection_username,
+        experian_con_connection_password: LiquidCredit::Config.experian_con_connection_password,
+        experian_con_preamble: LiquidCredit::Config.experian_con_preamble,
+        experian_con_operator_initials: LiquidCredit::Config.experian_con_operator_initials,
+        experian_con_subcode: LiquidCredit::Config.experian_con_subcode
+      }
+    end
+
+    def configure opts = {}, credit_agency_auth = {}
+      opts.keys.each do |k|
+        self.options[k] = options[k]
+      end
+
+      credit_agency_auth.keys.each do |k|
+        self.credit_agency_auth[k] = credit_agency_auth[k]
+      end
+
+      if self.options[:ssl_cert].class == String
+        self.options[:ssl_cert] = OpenSSL::X509::Certificate.new(self.options[:ssl_cert])
+      end
+
+      if self.options[:ssl_cert_key].class == String
+        self.options[:ssl_cert_key] = OpenSSL::PKey.read(self.options[:ssl_cert_key])
+      end
+    end
+
+    def client
+      @client ||= Savon.client(self.options)
+    end
+
+    def logger
+      client.globals[:logger]
+    end
+
+    def call operation, message
+      client.globals.headers({'Content-Type' => "application/soap+xml;charset=UTF-8;action=\"http://www.liquidCredit.com/#{operation.to_s.split('_').collect(&:capitalize).join}\""})
+
+      response = client.call operation, message
+    end
+
+    #todo ensure namespace matches and why is this necessary?
+    def wrap_message message
+      "<tns:inputPayload><![CDATA[#{message}]]></tns:inputPayload>"
+    end
+    
+    def obtain_decision_data principals, business
+      message = wrap_message(obtain_decision_data_message_xml principals, business)
+      LiquidCredit::ObtainDecisionDataResponse.new self.call(:obtain_decision_data, message: message).to_s
+    end
+
+    def obtain_decision_data_message_xml principals, business, options = {}
+      builder = Builder::XmlMarkup.new(indent: 2)
+      #TODO determine how to handle submission_xref_id
+      #TODO parameterize product_category_id
+      builder.FI_LiquidCredit submission_xref_id: "456789321", product_category_id: "2200", customer_id:@credit_agency_auth[:experian_bis_customer_id] do
+        builder.loan_purpose options[:loan_purpose]
+        builder.principal_list do
+          principals.each_with_index do |principal, i| 
+            builder.principal_info customer_xref_id: i do
+              builder.dataSourceList rawDataRequestFlag:"Y", printImageRequestFlag:"Y" do
+                #TODO split dataSource element into separate method
+                builder.dataSource priority: "primary",
+                                code: "XPN",
+                                score1Model: "I",
+                                connectionUsername: @credit_agency_auth[:experian_con_connection_username],
+                                connectionPassword: @credit_agency_auth[:experian_con_connection_password] do
+                  builder.request do
+                    builder.subscriber_id "#{@credit_agency_auth[:experian_con_preamble]}-#{@credit_agency_auth[:experian_con_operator_initials]}-#{@credit_agency_auth[:experian_con_subcode]}"
+                    builder.permissible_purpose_code "02"
+                  end
+                end
+              end
+              builder.first_name principal[:first_name]
+              builder.last_name principal[:last_name]
+              builder.SSN principal[:ssn]
+              builder.current_address do
+                builder.address principal[:current_address][:street]
+                builder.city principal[:current_address][:city]
+                builder.state principal[:current_address][:state]
+                builder.zip principal[:current_address][:zip]
+              end
+            end
+          end
+        end
+        builder.business_info business_xref_id:"123", scoring_model_suite_type:"700" do
+          builder.dataSourceList rawDataRequestFlag:"Y", printImageRequestFlag:"Y" do
+            builder.dataSource code:"XPB",
+                               rptSelectionId: business[:rpt_selection_id],
+                               connectionUsername:"#{@credit_agency_auth[:experian_bis_connection_username]}",
+                               connectionPassword:"#{@credit_agency_auth[:experian_bis_connection_password]}" do
+              builder.request do
+                builder.business_subscriber_num "#{@credit_agency_auth[:experian_bis_operator_initials]}-#{@credit_agency_auth[:experian_bis_operator_sub_code]}"
+              end
+            end
+          end
+          builder.business_legal_name business[:name]
+          builder.business_address business[:street]
+          builder.business_city business[:city]
+          builder.business_state business[:state]
+          builder.business_zip business[:zip]
+          builder.business_phone business[:phone]
+          builder.fed_tax_id business[:tax_id]
+        end
+      end
+
+      builder.target!
+    end
+
+    def lookup_business business
+      message = wrap_message(lookup_business_message_xml business)
+      LiquidCredit::LookupBusinessResponse.new self.call(:lookup_business, message: message).to_s
+    end
+
+    def lookup_business_message_xml business
+      builder = Builder::XmlMarkup.new(indent: 2)
+
+      builder.FI_LiquidCredit submission_xref_id: "123", APIVersion: "2", customer_id:@credit_agency_auth[:experian_bis_customer_id] do
+        builder.business_info business_xref_id:"123" do
+          builder.dataSourceList rawDataRequestFlag:"Y" do
+            builder.dataSource code:"XPB",
+                               connectionUsername:"#{@credit_agency_auth[:experian_bis_connection_username]}",
+                               connectionPassword:"#{@credit_agency_auth[:experian_bis_connection_password]}" do
+              builder.request do
+                builder.business_subscriber_num "#{@credit_agency_auth[:experian_bis_operator_initials]}-#{@credit_agency_auth[:experian_bis_operator_sub_code]}"
+              end
+            end
+          end
+          builder.business_legal_name business[:name] unless business[:name].nil?
+          builder.business_address business[:street]  unless business[:street].nil?
+          builder.business_city business[:city]  unless business[:city].nil?
+          builder.business_state business[:state]  unless business[:state].nil?
+          builder.business_zip business[:zip]  unless business[:zip].nil?
+          builder.business_phone business[:phone]  unless business[:phone].nil?
+          builder.fed_tax_id business[:tax_id]  unless business[:tax_id].nil?
+        end
+      end
+
+      builder.target!
+    end
+  end
+end