instant_quote 1.2.0 → 1.3.0
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checksums.yaml
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metadata.gz:
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metadata.gz: c0e4d676043f18051bcb1f2b7e19d1717f8358b0b91f5045904836e02b298f41
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data.tar.gz: 685fbafd3e28e54cfda323046c128fcb030dcb3ee7f63d43b57883a550f3e1a9
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metadata.gz:
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metadata.gz: fa8b5523e543f875eeb2bd9c35290b362f1be0b68a253d4711bd375f13cbf808781109dd1c283c1c686a5bc398cab7185f519fb2cb97a33d842a9ed705e71a66
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data.tar.gz: 80552793f341720a2030a8fe02a84392c4823daaaf96fa550fe081ece670382f218ed459950547e2157cd6a8bdd08f3a61b7c3c6cf02b84cdf8f676f65c33eeb
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data/Gemfile.lock
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PATH
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remote: .
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specs:
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instant_quote (1.
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instant_quote (1.3.0)
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activesupport
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capital_on_tap
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iwoca
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GEM
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remote: https://rubygems.org/
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specs:
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activesupport (6.0.3.
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activesupport (6.0.3.3)
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concurrent-ruby (~> 1.0, >= 1.0.2)
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i18n (>= 0.7, < 2)
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minitest (~> 5.1)
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@@ -37,6 +37,30 @@ module InstantQuote
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required: true,
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if: ->(app) { app.borrower_organisation.sole_trader? }
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},
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{
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name: 'existing_cbils_loan',
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label: 'Do you already have a CBILS or BBLS loan?',
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required: true,
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choices: {
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'Yes' => 'true',
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'No' => 'false'
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},
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type: 'radio'
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},
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{
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name: 'turnover_percentage_after_feb_2020',
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label: 'When compared to before COVID-19, what is your current turnover level?',
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required: true,
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choices: {
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'Greater than before (>100%)' => '>100%',
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'Marginally reduced (80-100%)' => '80-100%',
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'Reduced (60-79%)' => '60-79%',
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'Halved (40-59%)' => '40-59%',
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'Less than half (20-39%)' => '20-39%',
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'Severely reduced or no turnover (<20%)' => '<20%'
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},
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type: 'select'
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},
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{
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name: 'applicant_consent',
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label: 'Yes, I give my consent for my data to be shared',
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@@ -57,17 +81,17 @@ module InstantQuote
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# Get the status for a given application ID
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# {:applicationStatus=>
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# {:locatorId=>
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# :applicationStage=>
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# {:locatorId=>'B247T62',
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# :applicationStage=>'AppSubmitted',
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# :creditDecision=>
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# {:status=>
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# {:status=>'Pending',
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# :starRating=>0.0,
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# :approvalAmount=>0.0,
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# :monthlyInterestRate=>0.0,
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# :monthlyCardInterestRate=>0.0,
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# :decisionDate=>
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# :creditDecisionReason=>
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# :links=>{:self=>
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# :decisionDate=>'2020-01-28T01:44:29.241',
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# :creditDecisionReason=>'None'}},
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# :links=>{:self=>'/api/v1/Applications/B247T62', :parent=>nil},
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# :metaData=>{}
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# }
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def get_status(application_id)
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required: true,
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type: 'select',
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choices: [
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'Advertising / Marketing',
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'Beer / Wine Merchant',
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'Builders Merchant',
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'Clothing & Fashion',
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'Computer Hardware',
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'Computer Software',
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'Construction',
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'Consultancy',
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'Contract Cleaning',
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'Courier',
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'Distribution',
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'Driving Agency',
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'Electrical Contracting',
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'Electrical Wholesaler',
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'Engineering - Heavy',
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'Engineering - Light',
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'Engineering - Precision',
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'Fabrication',
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'Flooring Contractor',
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'Food Manufacture',
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'Franchise',
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'Free Newspaper',
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'Freight Forwarding',
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'Fruit Importer',
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'Furniture Manufacture',
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'Garden Equipment',
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'Haulage',
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'IT Contracting',
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'Jewellery',
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'Maintenance',
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'Manufacturing',
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'Meat Trade',
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'Other Services',
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'Permanent Recruitment',
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'Plant Hire',
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'Plastic Injection Moulding',
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'Plumbers Merchant',
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'Printing',
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'Publishing',
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'Recycling',
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'Security Guards',
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'Shopfitting',
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'Stationery',
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'Steel Stockholding',
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'Telecoms',
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'Temporary Recruitment',
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'Timber Merchant',
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'Tooling Manufacture',
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'Toys & Fancy Goods',
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'Warehousing & Storage',
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'Wholesale'
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]
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},
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{
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@@ -88,8 +88,8 @@ module InstantQuote
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label: 'Do you require credit control?',
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required: false,
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choices: {
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-
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'Yes' => '1',
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'No' => '0'
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},
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type: 'radio'
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},
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@@ -6,6 +6,60 @@ module InstantQuote
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module ConnectionTranslators
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class CapitalOnTap < ConnectionTranslator
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DEFAULT_SALUTATION = 'Mr'
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LOAN_PURPOSE_MAPPING = {
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'Apply for COVID-19 support/for other reasons' => 'General working capital requirements',
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'Apply for COVID-19 support/to pay existing loans' => 'Repay Finances with another lender',
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'Apply for COVID-19 support/to pay suppliers' => 'General working capital requirements',
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'Apply for COVID-19 support/to protect jobs' => 'Payment of wages or rent',
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'Apply for COVID-19 support/to refinance existing loans' => 'Repay Finances with another lender',
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'Buy or develop property/buy the property my business already occupies' => '',
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'Buy or develop property/buying a business that includes premises' => 'Acquisition of another business in the UK',
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'Buy or develop property/buying a property for my business to move into' => '',
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'Buy or develop property/develop residential or commercial premises' => 'Bridging loan',
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'Buy or develop property/invest in a foreign property to rent it out' => '',
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'Buy or develop property/invest in a holiday let' => '',
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'Buy or develop property/invest in UK property' => 'Bridging loan',
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'Buy or develop property/other property finance needs' => 'Bridging loan',
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'Buy or refinance vehicle(s)/agricultural vehicle(s)' => 'General working capital requirements',
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'Buy or refinance vehicle(s)/car(s)' => 'General working capital requirements',
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'Buy or refinance vehicle(s)/caravan(s) & mobile home(s)' => 'General working capital requirements',
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'Buy or refinance vehicle(s)/commercial vehicle(s)' => 'General working capital requirements',
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'Buy or refinance vehicle(s)/fork lift truck(s)' => 'General working capital requirements',
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'Buy or refinance vehicle(s)/other vehicle finance requirements' => 'General working capital requirements',
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'Help with grants, tax credits and pension finance/for a research & development project' => 'Research and development activities',
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'Help with grants, tax credits and pension finance/for green energy projects' => 'General working capital requirements',
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'Help with grants, tax credits and pension finance/for projects with social impact' => 'General working capital requirements',
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'Help with grants, tax credits and pension finance/other grant funding needs' => '',
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'Help with grants, tax credits and pension finance/starting a business, incl. accelerator and incubator programs' => 'Start up costs',
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'Help with grants, tax credits and pension finance/to fund skills and training initiatives' => 'General working capital requirements',
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'Help with grants, tax credits and pension finance/utilise pensions to lend to a business' => '',
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'Improve cashflow/borrow against monthly income from a credit card terminal' => '',
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'Improve cashflow/finance overseas trading and exporting' => 'General working capital requirements',
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'Improve cashflow/other cashflow requirements' => 'General working capital requirements',
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'Improve cashflow/raise credit against agreed purchase orders' => 'General working capital requirements',
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'Improve cashflow/release capital from pension fund(s)' => '',
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'Improve cashflow/release cash from one unpaid invoice to another business' => 'General working capital requirements',
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'Improve cashflow/release cash from several invoices to other businesses' => 'General working capital requirements',
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'Improve cashflow/spread the cost of a large bill' => 'General working capital requirements',
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'Invest in equipment or machinery/computers (hardware, software)' => 'Purchase of equipment/machinery/stock',
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'Invest in equipment or machinery/equipment (office, printing, medical, etc.)' => 'Purchase of equipment/machinery/stock',
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'Invest in equipment or machinery/furniture & furnishings' => 'Purchase of equipment/machinery/stock',
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'Invest in equipment or machinery/machinery & tools' => 'Purchase of equipment/machinery/stock',
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'Invest in equipment or machinery/other investment needs' => 'Purchase of licences,quotas or other entitlements to trade',
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'Invest in equipment or machinery/phone & telecom systems' => 'Purchase of equipment/machinery/stock',
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'Refinance an existing.../asset' => 'Repay Finances with another lender',
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'Refinance an existing.../business loan' => 'Repay Finances with another lender',
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'Refinance an existing.../commercial mortgage' => '',
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'Refinance an existing.../other refinancing needs' => 'Repay Finances with another lender',
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'Seeking investment/for a management buy-out' => 'Acquisition of another business in the UK',
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'Seeking investment/other funding requirements' => 'General working capital requirements',
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56
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'Seeking investment/to launch a new B2B product or service' => 'Start up costs',
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'Seeking investment/to launch a new consumer product or service' => 'Start up costs',
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'Seeking investment/to purchase another business' => 'Acquisition of another business in the UK',
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'Seeking investment/to reach more consumers with a proven product or service' => 'Expansion Activities in the UK',
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'Seeking investment/to win more business clients with a proven product or service' => 'Expansion Activities in the UK',
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'Seeking investment/venture builder, accelerator and incubator programs' => ''
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}.freeze
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# rubocop:disable Metrics/AbcSize
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11
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def translate
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@@ -24,7 +78,8 @@ module InstantQuote
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MonthlyTurnOver: translate_turnover,
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BusinessType: translate_business_type,
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BusinessAddress: translate_address,
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-
RegistrationNumber: app_org.company_number
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RegistrationNumber: app_org.company_number,
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additionalQuestions: additional_questions
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}
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# If the borrower organisation is Sole Trader we need to merge two additional fields.
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@@ -71,7 +126,7 @@ module InstantQuote
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}
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end
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-
# Since in Finpoint the user selects an intervel (i.e.
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# Since in Finpoint the user selects an intervel (i.e. '500,000 - 999,999'). We get the avg
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# on this interval and use that number as the monthly turnover.
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def translate_turnover
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turnover = app_org.turnover_range
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@@ -93,6 +148,47 @@ module InstantQuote
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'Partnership'
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end
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end
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151
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+
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def additional_questions
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[
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154
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loan_purpose_question,
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155
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+
cbils_loan_question,
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156
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turnover_percentage_question
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157
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+
]
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158
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+
end
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159
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+
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160
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def loan_purpose_question
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161
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+
{
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162
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+
question: 'What is the purpose of the loan?',
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163
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+
answer: translate_loan_purpose,
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164
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questionType: '16'
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+
}
|
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166
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+
end
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167
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+
|
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168
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+
def cbils_loan_question
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169
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question_from_extra_info('existing_cbils_loan', '17')
|
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170
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+
end
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171
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+
|
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172
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+
def turnover_percentage_question
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173
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question_from_extra_info('turnover_percentage_after_feb_2020', '20')
|
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174
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+
end
|
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175
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+
|
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176
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def question_from_extra_info(name, question_type)
|
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177
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+
field = Adapters::CapitalOnTap.additional_fields.find do |f|
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178
|
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f[:name] == name
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179
|
+
end
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180
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+
|
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181
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{ question: field[:label], answer: extra_info[field[:name]], questionType: question_type }
|
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182
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+
end
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183
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+
|
|
184
|
+
def translate_loan_purpose
|
|
185
|
+
proceeds_purpose = [
|
|
186
|
+
application.proceeds_purpose&.overview&.name,
|
|
187
|
+
application.proceeds_purpose&.name
|
|
188
|
+
].join('/')
|
|
189
|
+
|
|
190
|
+
LOAN_PURPOSE_MAPPING[proceeds_purpose]
|
|
191
|
+
end
|
|
96
192
|
end
|
|
97
193
|
end
|
|
98
194
|
end
|
metadata
CHANGED
|
@@ -1,14 +1,14 @@
|
|
|
1
1
|
--- !ruby/object:Gem::Specification
|
|
2
2
|
name: instant_quote
|
|
3
3
|
version: !ruby/object:Gem::Version
|
|
4
|
-
version: 1.
|
|
4
|
+
version: 1.3.0
|
|
5
5
|
platform: ruby
|
|
6
6
|
authors:
|
|
7
7
|
- rikas
|
|
8
8
|
autorequire:
|
|
9
9
|
bindir: exe
|
|
10
10
|
cert_chain: []
|
|
11
|
-
date: 2020-09-
|
|
11
|
+
date: 2020-09-14 00:00:00.000000000 Z
|
|
12
12
|
dependencies:
|
|
13
13
|
- !ruby/object:Gem::Dependency
|
|
14
14
|
name: bundler
|