hws-payment_operations_demo 0.1.0

checksums.yaml

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data/.rspec

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+--format documentation
+--color
+--require spec_helper

data/.rubocop.yml

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+AllCops:
+  TargetRubyVersion: 2.5
+  NewCops: enable
+
+Style/StringLiterals:
+  Enabled: true
+  EnforcedStyle: single_quotes
+
+Style/StringLiteralsInInterpolation:
+  Enabled: true
+  EnforcedStyle: double_quotes
+
+Style/ClassAndModuleChildren:
+  Enabled: true
+  EnforcedStyle: compact
+
+Style/RedundantSelf:
+  Enabled: false
+
+Layout/LineLength:
+  Max: 120

data/CHANGELOG.md

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+## [Unreleased]
+
+## [0.1.0] - 2021-12-19
+
+- Initial release

data/Gemfile

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+# frozen_string_literal: true
+
+source 'https://rubygems.org'
+
+# Specify your gem's dependencies in hws-payment_operations_demo.gemspec
+gemspec
+
+gem 'rake', '~> 13.0'
+
+gem 'rspec', '~> 3.0'
+
+gem 'rubocop', '~> 1.7'

data/LICENSE.txt

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+The MIT License (MIT)
+
+Copyright (c) 2021 Karthick
+
+Permission is hereby granted, free of charge, to any person obtaining a copy
+of this software and associated documentation files (the "Software"), to deal
+in the Software without restriction, including without limitation the rights
+to use, copy, modify, merge, publish, distribute, sublicense, and/or sell
+copies of the Software, and to permit persons to whom the Software is
+furnished to do so, subject to the following conditions:
+
+The above copyright notice and this permission notice shall be included in
+all copies or substantial portions of the Software.
+
+THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
+IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY,
+FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE
+AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER
+LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM,
+OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN
+THE SOFTWARE.

data/README.md

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+# Hws::PaymentOperationsDemo
+
+This is a demo orchestration using Hypto's primitives and connector libraries. This orchestration at the moment supports the below functionalities.
+
+**Virtual Accounts**:
+- Create a Virtual account
+- Activate / Deactivate a virtual account
+- Track balance of a virtual account.
+- Track Incoming credits into virtual accounts via webhook.
+
+**Payouts**:
+- Transfer funds to a beneficiary using NEFT, IMPS, RTGS or UPI.
+- Refresh status of a transaction.
+- Update transaction status based on webhooks
+
+## Installation
+
+Add this line to your application's Gemfile:
+
+```ruby
+gem 'hws-payment_operations_demo'
+```
+
+And then execute:
+
+    $ bundle install
+
+Or install it yourself as:
+
+    $ gem install hws-payment_operations_demo
+
+## Contributing
+
+Bug reports and pull requests are welcome on GitHub at https://github.com/hwslabs/hws-payment_operations_demo.
+
+## License
+
+The gem is available as open source under the terms of the [MIT License](https://opensource.org/licenses/MIT).

data/Rakefile

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+# frozen_string_literal: true
+
+require 'bundler/gem_tasks'
+require 'rspec/core/rake_task'
+
+RSpec::Core::RakeTask.new(:spec)
+
+require 'rubocop/rake_task'
+
+RuboCop::RakeTask.new
+
+task default: %i[spec rubocop]

data/bin/console

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+#!/usr/bin/env ruby
+# frozen_string_literal: true
+
+require 'bundler/setup'
+require 'hws/payment_operations_demo'
+
+# You can add fixtures and/or initialization code here to make experimenting
+# with your gem easier. You can also use a different console, if you like.
+
+# (If you use this, don't forget to add pry to your Gemfile!)
+# require 'pry'
+# Pry.start
+
+require 'irb'
+IRB.start(__FILE__)

data/bin/setup

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+#!/usr/bin/env bash
+set -euo pipefail
+IFS=$'\n\t'
+set -vx
+
+bundle install
+
+# Do any other automated setup that you need to do here

data/lib/generators/hws/payment_operations_demo/install_generator.rb

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+# frozen_string_literal: true
+
+require 'rails/generators/active_record'
+
+class Hws::PaymentOperationsDemo::InstallGenerator < Rails::Generators::Base # :nodoc:
+  include Rails::Generators::Migration
+
+  source_root File.expand_path('templates', __dir__)
+
+  def self.next_migration_number(path)
+    ActiveRecord::Generators::Base.next_migration_number(path)
+  end
+
+  def install_dependencies
+    generate 'hws:resources:install'
+    generate 'hws:stores:install'
+    generate 'hws:transactions:install'
+    generate 'hws:instruments:install'
+  end
+
+  def copy_migrations
+    migration_template 'migration.rb.erb', 'db/migrate/create_hws_instrument_resource_store_table.rb'
+  end
+end

data/lib/generators/hws/payment_operations_demo/templates/migration.rb.erb

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+class <%= @migration_class_name %> < ActiveRecord::Migration[<%= ActiveRecord::Migration.current_version %>]
+  def self.up
+    create_table :instruments_resources_stores do |t|
+      t.belongs_to :store, type: :uuid, foreign_key: true
+      t.belongs_to :instrument, type: :uuid, foreign_key: true
+      t.belongs_to :resource, type: :uuid, foreign_key: true
+
+      t.timestamps
+    end
+
+    add_index :instruments_resources_stores, %I[store_id instrument_id], name: 's_i_index'
+    add_index :instruments_resources_stores, %I[instrument_id store_id], name: 'i_s_index'
+  end
+
+  def self.down
+    drop_table :instruments_resources_stores
+  end
+end

data/lib/hws/payment_operations_demo/exceptions/exceptions.rb

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+# frozen_string_literal: true
+
+module Hws::PaymentOperationsDemo::Exceptions
+  class EntityNotFoundError < StandardError; end
+end

data/lib/hws/payment_operations_demo/models/instrument_resource_store.rb

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+# frozen_string_literal: true
+
+class Hws::PaymentOperationsDemo::Models::InstrumentResourceStore < ActiveRecord::Base # :nodoc:
+  self.table_name = 'instruments_resources_stores'
+end

data/lib/hws/payment_operations_demo/railtie.rb

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+# frozen_string_literal: true
+
+class PaymentOperationsDemoRailtie < Rails::Railtie # :nodoc:
+  initializer 'PaymentOperationsDemo.connector_initialization' do # rubocop:disable Metrics/BlockLength
+    Hws::Connectors.configure do |config| # rubocop:disable Metrics/BlockLength
+      config.webhooks = {
+        'payouts' => {
+          'callback' => lambda do |_entity, response|
+                          Rails.logger.debug response.inspect
+
+                          begin
+                            Hws::PaymentOperationsDemo::VirtualAccount.record_txn_status_change(
+                              response.reference_number, response.status, response.bank_ref_num
+                            )
+                          rescue StandardError => e
+                            Rails.logger.info e.backtrace
+                            raise e
+                          end
+                        end
+        },
+        'virtual_accounts' => {
+          'notify' => lambda do |_entity, response|
+                        Rails.logger.debug response.inspect
+                        begin
+                          Hws::PaymentOperationsDemo::VirtualAccount.funds_received_webhook(
+                            va_num: response.beneficiary.account_number,
+                            amount: response.amount,
+                            payment_type: response.payment_type,
+                            txn_time: response.credit_time,
+                            status: 'COMPLETED',
+                            bank_ref_id: response.bank_ref_num,
+                            beneficiary: response.beneficiary,
+                            remitter: response.remitter
+                          )
+                        rescue StandardError => e
+                          Rails.logger.info e.backtrace
+                          raise e
+                        end
+                      end
+        }
+      }
+    end
+  end
+end

data/lib/hws/payment_operations_demo/transactional_value_store.rb

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+# frozen_string_literal: true
+
+module Hws
+  module PaymentOperationsDemo
+    class TransactionalValueStore # :nodoc:
+      attr_accessor :store_id, :transaction_group_id
+
+      def store
+        @store ||= Hws::Stores.get_store(@store_id)
+        @store
+      end
+
+      def initialize(store_id:, transaction_group_id:)
+        @store_id = store_id
+        @transaction_group_id = transaction_group_id
+      end
+
+      def deposit(amount:, tags:, txn_time: Time.now)
+        entry = ActiveRecord::Base.transaction do
+          Hws::Stores.increment(@store_id, amount)
+          tags.key?(:immutable_tags) ? tags[:immutable_tags][:store_id] = store_id : tags[:immutable_tags] = { store_id: store_id }
+          Hws::Transactions.add_entry(@transaction_group_id, amount, txn_time, tags)
+        end
+
+        entry.id
+      end
+
+      def withdraw(amount:, tags:, txn_time: Time.now)
+        self.deposit(amount: amount * -1, tags: tags, txn_time: txn_time)
+      end
+
+      def balance
+        store = Hws::Stores.get_store(@store_id)
+        store[:data]
+      end
+
+      def update_txn_status(entry_id, status, tags = {})
+        entry = Hws::Transactions.get_entry(entry_id)
+
+        return if status == entry['status']
+
+        entry = ActiveRecord::Base.transaction do
+          Hws::Transactions.update_entry(@transaction_group_id, entry_id, { status: status }.merge(tags))
+          Hws::Stores.increment(@store_id, (entry[:value] * -1)) if entry['status'] != 'FAILED' && status == 'FAILED'
+
+          Hws::Transactions.get_entry(entry_id)
+        end
+      end
+
+      class << self
+        def load(store_id)
+          store = Hws::Stores.get_store(store_id)
+          tg_id = store[:tags]['ledger_id']
+          TransactionalValueStore.new(store_id: store_id, transaction_group_id: tg_id)
+        end
+
+        def create(name:, description: nil, store_tags: {}, txn_tags: [])
+          ActiveRecord::Base.transaction do
+            store_id = Hws::Stores.create_store(
+              {
+                name: name, description: description, data: 0,
+                schema: { type: :number, multipleOf: 0.01 }.with_indifferent_access, tags: store_tags
+              }
+            )
+
+            transaction_group = Hws::Transactions.create_group(
+              "store_ledger_#{store_id}", "value_store_#{description}", %I[status bank_ref_id].concat(txn_tags),
+              %I[store_id instrument_id beneficiary remitter txn_time note pymt_type]
+            )
+
+            Hws::Stores.update_store(store_id: store_id, tags: { ledger_id: transaction_group.id })
+
+            TransactionalValueStore.new(store_id: store_id, transaction_group_id: transaction_group.id)
+          end
+        end
+
+        def update_txn_status(entry_id, status, tags = {})
+          entry = Hws::Transactions.get_entry(entry_id)
+
+          return if status == entry['status']
+
+          entry = ActiveRecord::Base.transaction do
+            Hws::Transactions.update_entry(entry[:transaction_group_id], entry_id, { status: status }.merge(tags))
+            if status == 'FAILED'
+              store_id = get_immutable_tags_from_entry(entry).try(:[], 'store_id')
+              raise 'couldnot find store corresponding to txn entry' if store_id.nil?
+
+              Hws::Stores.increment(store_id, (entry[:value] * -1))
+            end
+
+            Hws::Transactions.get_entry(entry_id)
+          end
+        end
+
+        def get_instrument_for_entry(entry_id)
+          entry = Hws::Transactions.get_entry(entry_id)
+          instrument_id = get_immutable_tags_from_entry(entry).try(:[], 'instrument_id')
+          return if instrument_id.nil?
+
+          Hws::Instruments::Models::Instrument.find_by(id: instrument_id)
+        end
+
+        private
+
+        def get_immutable_tags_from_entry(entry)
+          entry.try(:[], :tags).try(:[], :immutable_tags)
+        end
+      end
+    end
+  end
+end

data/lib/hws/payment_operations_demo/users.rb

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+# frozen_string_literal: true
+
+module Hws
+  module PaymentOperationsDemo
+    class Users # :nodoc:
+      def create(name, description, tags)
+        Hws::Stores.create_owner(name: name, description: description, tags: tags)
+      end
+
+      def fetch(owner_id)
+        Hws::Stores.get_owner(owner_id)
+      end
+
+      def update(owner_id, name: nil, description: nil, tags: {})
+        Hws::Stores.update_owner(owner_id, name, description, tags)
+      end
+
+      def delete(owner_id)
+        Hws::Stores.delete(owner_id)
+      end
+    end
+  end
+end

data/lib/hws/payment_operations_demo/virtual_account.rb

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+# frozen_string_literal: true
+
+module Hws::PaymentOperationsDemo # :nodoc:
+  class VirtualAccount # :nodoc:
+    attr_accessor :store, :instrument
+
+    HYPTO_VA_CONNECTOR_ID = 'Hws::Connectors::Hypto::VirtualAccount'
+    HYPTO_PAYOUT_CONNECTOR_ID = 'Hws::Connectors::Hypto::Payout'
+
+    def as_json
+      {
+        name: @store.store[:name],
+        description: @store.store[:description],
+        va_info: {
+          id: self.instrument.value['id'],
+          account_number: self.instrument.value['va_num'],
+          account_ifsc: self.instrument.value['account_ifsc']
+        }
+      }
+    end
+
+    # Hws::PaymentOperationsDemo::VirtualAccount.create(name: 'name')
+    def self.create(name:, description: nil)
+      va_instr_config = Hws::Instruments::Models::InstrumentConfig.find_by(connector_id: HYPTO_VA_CONNECTOR_ID)
+      if va_instr_config.nil?
+        Rails.logger.error "cannot find instrument_config for connector_id #{HYPTO_VA_CONNECTOR_ID}"
+        raise Hws::PaymentOperationsDemo::Exceptions::EntityNotFoundError, "InstrumentConfig [#{HYPTO_VA_CONNECTOR_ID}] not found"
+      end
+      instrument, store = ActiveRecord::Base.transaction do
+        instrument = va_instr_config.create_instrument
+        Rails.logger.info "Instrument [#{instrument.id}] created"
+
+        store = TransactionalValueStore.create(name: name, description: description)
+        Rails.logger.info "Store [#{store.store_id}] created"
+
+        Hws::PaymentOperationsDemo::Models::InstrumentResourceStore.create(
+          store_id: store.store_id, instrument_id: instrument.id
+        )
+        Rails.logger.info 'InstrumentResourceStore entry created'
+
+        [instrument, store]
+      end
+
+      VirtualAccount.new(instrument, store)
+    end
+
+    # Hws::PaymentOperationsDemo::VirtualAccount.of('HYPTOUAT70809083139849')
+    def self.of(va_num)
+      instrument = Hws::Instruments::Models::Instrument.find_by(external_identifier: va_num)
+      raise Hws::PaymentOperationsDemo::Exceptions::EntityNotFoundError, 'Instrument not found' if instrument.nil?
+
+      store = TransactionalValueStore.load(
+        Hws::PaymentOperationsDemo::Models::InstrumentResourceStore
+          .find_by(instrument_id: instrument.id).store_id
+      )
+
+      VirtualAccount.new(instrument, store)
+    end
+
+    def initialize(instrument, store)
+      @instrument = instrument
+      @store = store
+    end
+
+    def payout_instrument
+      return @payout_instrument if @payout_instrument.present?
+
+      Rails.logger.warn 'Payout instrument not configured. Trying to auto configure...'
+      # @payout_instrument ||= instrument
+      payout_i_c = Hws::Instruments::Models::InstrumentConfig.where(connector_id: HYPTO_PAYOUT_CONNECTOR_ID, connector_credentials: @instrument.instrument_config.connector_credentials).first
+      if payout_i_c.nil?
+        Rails.logger.error 'Cannot find a matching instrument config. Unable to auto configure'
+        raise 'Cannot find a matching instrument config. Unable to auto configure'
+      end
+      payout_instruments = payout_i_c.instruments
+      @payout_instrument = if payout_instruments.empty?
+                             Rails.logger.warn 'No payout instrument found. Creating one'
+                             payout_i_c.create_instrument
+                           else
+                             payout_instruments.first
+                           end
+
+      @payout_instrument
+    end
+
+    def activate
+      @instrument.execute(action: __method__, options: { va_num: @instrument.external_identifier })
+    end
+
+    def deactivate
+      @instrument.execute(action: __method__, options: { va_num: @instrument.external_identifier })
+    end
+
+    # fetch_balance
+    def balance
+      @store.balance
+    end
+
+    # send_funds
+    def transfer_funds(amount:, payment_type:, beneficiary:)
+      instrument = self.payout_instrument
+
+      entry_id = self.store.withdraw(
+        amount: amount,
+        tags: {
+          mutable_tags: { status: 'PENDING' },
+          immutable_tags: { pymt_type: payment_type, beneficiary: beneficiary, instrument_id: instrument.id }
+        }
+      )
+      begin
+        payload = { amount: amount, reference_number: entry_id, payment_type: payment_type, beneficiary: beneficiary }.with_indifferent_access
+        if payment_type == 'UPI' && beneficiary.key?('upi_id')
+          payout_instrument.execute(action: :send_to_upi_id, options: payload)
+        else # NEFT, IMPS, RTGS or UPI to bank account number
+          payout_instrument.execute(action: :send_to_bank_account, options: payload)
+        end
+      rescue StandardError => e
+        Rails.logger.error e
+        self.store.update_txn_status(entry_id, 'FAILED') if entry_id.present?
+        raise e
+      end
+    end
+
+    def self.funds_received_webhook(va_num:, amount:, payment_type:, txn_time: Time.now, status:, bank_ref_id:, beneficiary:, remitter:)
+      virtual_account = self.of(va_num)
+      virtual_account.store.deposit(
+        amount: amount,
+        tags: {
+          mutable_tags: { status: status, bank_ref_id: bank_ref_id },
+          immutable_tags: { pymt_type: payment_type, txn_time: txn_time, beneficiary: beneficiary, remitter: remitter }
+        }
+      )
+    end
+
+    def self.record_txn_status_change(reference_number, status, bank_ref_num)
+      TransactionalValueStore.update_txn_status(reference_number, status, { bank_ref_id: bank_ref_num })
+    end
+
+    def self.fetch_transaction_status(reference_number)
+      instrument = TransactionalValueStore.get_instrument_for_entry(reference_number)
+      return if instrument.nil?
+
+      resp = instrument.execute(action: :status, options: { reference_number: reference_number })
+      Rails.logger.info "Fetch_transaction_status: response - #{resp}"
+      TransactionalValueStore.update_txn_status(reference_number, resp.status, { bank_ref_id: resp.bank_ref_num })
+    end
+  end
+end

data/lib/hws/payment_operations_demo.rb

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+# frozen_string_literal: true
+
+require 'hws-resources'
+require 'hws-transactions'
+require 'hws-stores'
+require 'hws-instruments'
+
+module Hws
+  # Main demo app module
+  module PaymentOperationsDemo
+    require 'hws/payment_operations_demo/transactional_value_store'
+    require 'hws/payment_operations_demo/virtual_account'
+
+    # ActiveRecord Models for the demo
+    module Models
+      require 'hws/payment_operations_demo/models/instrument_resource_store'
+    end
+
+    # Exceptions for the demo
+    module Exceptions
+      require 'hws/payment_operations_demo/exceptions/exceptions'
+    end
+  end
+end
+
+require 'hws/payment_operations_demo/railtie' if defined?(Rails::Railtie)

metadata

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+--- !ruby/object:Gem::Specification
+name: hws-payment_operations_demo
+version: !ruby/object:Gem::Version
+  version: 0.1.0
+platform: ruby
+authors:
+- Hypto Engineering Team
+autorequire: 
+bindir: exe
+cert_chain: []
+date: 2021-12-19 00:00:00.000000000 Z
+dependencies:
+- !ruby/object:Gem::Dependency
+  name: hws-instruments
+  requirement: !ruby/object:Gem::Requirement
+    requirements:
+    - - "~>"
+      - !ruby/object:Gem::Version
+        version: '0.1'
+  type: :runtime
+  prerelease: false
+  version_requirements: !ruby/object:Gem::Requirement
+    requirements:
+    - - "~>"
+      - !ruby/object:Gem::Version
+        version: '0.1'
+- !ruby/object:Gem::Dependency
+  name: hws-resources
+  requirement: !ruby/object:Gem::Requirement
+    requirements:
+    - - "~>"
+      - !ruby/object:Gem::Version
+        version: '0.1'
+  type: :runtime
+  prerelease: false
+  version_requirements: !ruby/object:Gem::Requirement
+    requirements:
+    - - "~>"
+      - !ruby/object:Gem::Version
+        version: '0.1'
+- !ruby/object:Gem::Dependency
+  name: hws-stores
+  requirement: !ruby/object:Gem::Requirement
+    requirements:
+    - - "~>"
+      - !ruby/object:Gem::Version
+        version: '0.1'
+  type: :runtime
+  prerelease: false
+  version_requirements: !ruby/object:Gem::Requirement
+    requirements:
+    - - "~>"
+      - !ruby/object:Gem::Version
+        version: '0.1'
+- !ruby/object:Gem::Dependency
+  name: hws-transactions
+  requirement: !ruby/object:Gem::Requirement
+    requirements:
+    - - "~>"
+      - !ruby/object:Gem::Version
+        version: '0.1'
+  type: :runtime
+  prerelease: false
+  version_requirements: !ruby/object:Gem::Requirement
+    requirements:
+    - - "~>"
+      - !ruby/object:Gem::Version
+        version: '0.1'
+description: Demo payments operation gem
+email:
+- engineering@hypto.in
+executables: []
+extensions: []
+extra_rdoc_files: []
+files:
+- ".rspec"
+- ".rubocop.yml"
+- CHANGELOG.md
+- Gemfile
+- LICENSE.txt
+- README.md
+- Rakefile
+- bin/console
+- bin/setup
+- lib/generators/hws/payment_operations_demo/install_generator.rb
+- lib/generators/hws/payment_operations_demo/templates/migration.rb.erb
+- lib/hws/payment_operations_demo.rb
+- lib/hws/payment_operations_demo/exceptions/exceptions.rb
+- lib/hws/payment_operations_demo/models/instrument_resource_store.rb
+- lib/hws/payment_operations_demo/railtie.rb
+- lib/hws/payment_operations_demo/transactional_value_store.rb
+- lib/hws/payment_operations_demo/users.rb
+- lib/hws/payment_operations_demo/virtual_account.rb
+homepage: https://github.com/hwslabs/hws-payment_operations_demo
+licenses:
+- MIT
+metadata:
+  homepage_uri: https://github.com/hwslabs/hws-payment_operations_demo
+  source_code_uri: https://github.com/hwslabs/hws-payment_operations_demo
+  changelog_uri: https://github.com/hwslabs/hws-payment_operations_demo/blob/main/CHANGELOG.md
+post_install_message: 
+rdoc_options: []
+require_paths:
+- lib
+required_ruby_version: !ruby/object:Gem::Requirement
+  requirements:
+  - - ">="
+    - !ruby/object:Gem::Version
+      version: 2.5.0
+required_rubygems_version: !ruby/object:Gem::Requirement
+  requirements:
+  - - ">="
+    - !ruby/object:Gem::Version
+      version: '0'
+requirements: []
+rubygems_version: 3.0.3
+signing_key: 
+specification_version: 4
+summary: Demo payments operation gem
+test_files: []