financial_maths 0.0.12 → 0.1.0

checksums.yaml

@@ -1,7 +1,7 @@
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data/lib/financial_maths.rb

@@ -89,6 +89,41 @@ module FinancialMaths
     end
     result
   end
+  
+  def due_interest_amortization(periods, amount, rate)
+    result = []
+    result << {:period=> 0, :monthly_payment => nil, :interest => nil, :payment => nil, :balance => amount}
+    
+    for i in 1..(periods - 1) do  
+      result << {period: i, monthly_payment: 0, interest: (amount * rate), payment: (amount * rate), balance: amount}
+    end 
+
+    result << {period: periods, monthly_payment: amount , interest: amount * rate, payment: amount * rate + amount, balance: 0}
+  end 
+  
+  def anticipated_interest_amortization(periods, amount, rate)
+    result = []
+  
+    for i in 0..(periods - 2) do  
+      result << {period: i, monthly_payment: 0, interest: (amount * rate), payment: (amount * rate), balance: 0}
+    end 
+
+    result << {period: periods - 1, monthly_payment: amount , interest: amount * rate, payment: amount * rate + amount, balance: 0}
+  end 
+  
+  def unique_payment_amortization(periods, amount, rate)
+    result = []
+    result << {:period=> 0, :monthly_payment => nil, :interest => nil, :payment => nil, :balance => amount}
+    
+    interest = (amount * rate) * periods
+    
+    for i in 1..(periods - 1) do  
+      result << {:period=> i, :monthly_payment => 0, :interest => 0, :payment => 0, :balance => amount}
+    end 
+    
+    result << {:period=> periods, :monthly_payment => amount, :interest => interest, :payment => amount + interest , :balance => 0}
+  end 
+    
 
   # hallar futuro dado el valor presente    HFDP
   def future_given_present(present_value, interest, term)

data/lib/financial_maths/version.rb

@@ -1,3 +1,3 @@
 module FinancialMaths
-  VERSION = "0.0.12"
+  VERSION = "0.1.0"
 end

metadata

@@ -1,7 +1,7 @@
 --- !ruby/object:Gem::Specification
 name: financial_maths
 version: !ruby/object:Gem::Version
-  version: 0.0.12
+  version: 0.1.0
 platform: ruby
 authors:
 - Ruben Espinosa
@@ -9,7 +9,7 @@ authors:
 autorequire: 
 bindir: bin
 cert_chain: []
-date: 2014-07-11 00:00:00.000000000 Z
+date: 2014-08-14 00:00:00.000000000 Z
 dependencies:
 - !ruby/object:Gem::Dependency
   name: bundler