blend_spreadsheet_loan_generator 0.1.112 → 0.1.113
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checksums.yaml
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@@ -1,7 +1,7 @@
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---
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SHA256:
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metadata.gz:
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data.tar.gz:
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metadata.gz: 3a686aabdf2ad77dc1401d3a58a9048c819f26baa430f7230b161189b2aab7f1
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data.tar.gz: 5507bea96b5ff6c0dcb6e3d377edaf3a2c74c96fe29fcd769dc87530d00635f0
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metadata.gz:
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metadata.gz: 6f1a3ab207cebd8f8f678f878b4ddcee383ec9262c7135f4d951853a1a2736da80779e759a69e8f3955058910b8edd86ffbc5620232c51e5702f5eee28ec3d2a
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data.tar.gz: 61f3e0ed44d252ba8c1027fea4a29334b35338cebbbd1a2bfb316aca895ad9fa875ea546477d0d04c0f4bda5439362e5195d6a8978d6ea7e62c9594828831493
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@@ -79,19 +79,23 @@ module BlendSpreadsheetLoanGenerator
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due_on = values[last_paid_line + 1][:due_on] + 1.month
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capital_paid_for_ratio = amount_paid.to_f - (
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values[last_paid_line + 1][:period_interests] +
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values[last_paid_line + 1][:period_reimbursed_capitalized_interests] +
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values[last_paid_line + 1][:period_fees] +
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values[last_paid_line + 1][:period_reimbursed_capitalized_fees] +
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values[last_paid_line + 1][:capitalized_fees_end]
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)
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capital_paid = [
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0,
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capital_paid_for_ratio - values[last_paid_line + 1][:capitalized_interests_end]
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].max
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remaining_capital_for_ratio = (
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values[last_paid_line + 1][:remaining_capital_start] +
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values[last_paid_line + 1][:capitalized_interests_end]
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)
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ratio = options.fetch(:ratio,
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ratio = options.fetch(:ratio, capital_paid_for_ratio.to_f / remaining_capital_for_ratio).to_f
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guaranteed_interests_paid = ratio * total_guaranteed_interests
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guaranteed_fees_paid = ratio * total_guaranteed_fees
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