alloy-kyc 0.1.2 → 0.1.3

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Files changed (7) hide show
  1. checksums.yaml +4 -4
  2. data/CHANGELOG.md +4 -1
  3. data/data/fake_create_evaluations_response_denied.json +553 -0
  4. data/data/fake_create_evaluations_response_manual_review.json +617 -0
  5. data/lib/alloy/kyc/evaluation.rb +8 -0
  6. data/lib/alloy/kyc/version.rb +1 -1
  7. metadata +4 -2
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data/CHANGELOG.md CHANGED
@@ -1,5 +1,8 @@
1
+ * May 25, 2017 - 0.1.3
2
+ Add support for manual review and denials
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+
1
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  * April 26, 2017 - 0.1.2
2
- Allow clients to use path prefixes.
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+ Allow clients to use path prefixes
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  * April 11, 2017 - 0.1.1
5
8
  Adding Tom Copeland to authors
data/data/fake_create_evaluations_response_denied.json ADDED
@@ -0,0 +1,553 @@
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+ {
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+ "status_code": 201,
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+ "error": null,
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+ "timestamp": 1495221936459,
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+ "evaluation_token": "L-Bqthc0wbqwzIzujEug0f",
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+ "entity_token": "P-JWtltgzaw0cCrAMGS4lg",
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+ "application_token": "ryT2MLx7mRYxvJEzaK22l6UmtuWSYHXs",
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+ "summary": {
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+ "outcome": "denied",
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+ "score": 0.83,
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+ "tags": [
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+ "Email Warning",
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+ "Reason Codes Warning",
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+ "Denied Fraud",
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+ "KYC Name Match",
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+ "KYC SSN Match",
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+ "KYC DOB Match",
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+ "KYC Address Match",
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+ "Phone Match",
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+ "Phone Partial Match"
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+ ],
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+ "services": {
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+ "Emailage": "executed",
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+ "Blockscore": "not_executed",
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+ "Lexis Nexis Instant ID": "executed",
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+ "White Pages Pro": "executed",
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+ "Socure": "executed"
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+ },
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+ "result": "success"
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+ },
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+ "supplied": {
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+ "address_line_1": "1 MAIN ST",
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+ "name_last": "Copeland",
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+ "name_middle": "Lee",
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+ "phone_number": "+17035551212",
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+ "address_state": "VA",
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+ "document_ssn_last4": "1111",
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+ "document_ssn": "123451111",
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+ "address_city": "HERNDON",
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+ "email_address": "tom@example.org",
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+ "name_first": "Thomas",
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+ "address_line_2": "",
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+ "gender": "",
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+ "address_postal_code": "11111-3506",
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+ "birth_date": "1973-02-19",
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+ "address_country_code": "US"
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+ },
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+ "formatted": {
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+ "address_line_1": "1 MAIN ST",
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+ "name_last": "Copeland",
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+ "name_middle": "Lee",
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+ "phone_number": "+17035551212",
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+ "address_state": "VA",
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+ "document_ssn_last4": "1111",
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+ "document_ssn": "123451111",
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+ "address_city": "HERNDON",
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+ "email_address": "tom@example.org",
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+ "name_first": "Thomas",
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+ "address_line_2": "",
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+ "gender": "",
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+ "address_postal_code": "11111-3506",
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+ "birth_date": "1973-02-19",
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+ "address_country_code": "US"
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+ },
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+ "matching": {
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+ "email": {
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+ "score": 0,
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+ "unmatched": [
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+ "Socure",
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+ "White Pages Pro"
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+ ],
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+ "matched": []
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+ },
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+ "dob": {
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+ "score": 0.99,
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+ "unmatched": [],
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+ "matched": [
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+ "Socure",
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+ "Lexis Nexis Instant ID"
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+ ]
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+ },
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+ "name": {
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+ "score": 0.99,
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+ "unmatched": [],
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+ "matched": [
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+ "Socure",
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+ "Lexis Nexis Instant ID",
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+ "Emailage"
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+ ]
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+ },
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+ "ssn": {
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+ "score": 0.99,
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+ "unmatched": [],
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+ "matched": [
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+ "Socure",
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+ "Lexis Nexis Instant ID"
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+ ]
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+ },
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+ "phone": {
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+ "score": 1,
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+ "unmatched": [],
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+ "matched": [
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+ "Socure",
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+ "White Pages Pro",
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+ "Lexis Nexis Instant ID"
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+ ]
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+ },
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+ "address": {
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+ "score": 1,
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+ "unmatched": [],
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+ "matched": [
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+ "Socure",
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+ "White Pages Pro",
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+ "Lexis Nexis Instant ID"
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+ ]
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+ }
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+ },
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+ "diligence": {
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+ "financial": null,
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+ "identity_questions": null,
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+ "watchlists": {
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+ "matches": [],
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+ "lists": [
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+ "Socure Watchlists Tier 1",
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+ "BES",
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+ "CFTC",
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+ "DTC",
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+ "EUDT",
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+ "FBI",
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+ "FCEN",
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+ "FAR",
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+ "IMW",
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+ "OFAC",
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+ "OCC",
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+ "OSFI",
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+ "PEP",
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+ "SDT",
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+ "UNNT",
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+ "BIS",
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+ "WBIF"
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+ ]
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+ },
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+ "fraud": {
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+ "score": 0.12,
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+ "flags": []
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+ }
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+ },
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+ "related_data": {
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+ "social": [
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+ {
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+ "url": "https://plus.google.com/104592934742970127494/about",
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+ "type": "Google Plus",
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+ "id": "about"
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+ }
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+ ]
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+ },
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+ "raw_responses": {
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+ "Emailage": [
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+ {
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+ "totalhits": "1",
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+ "dob": "",
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+ "EAStatusID": "3",
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+ "domainExists": "Yes",
164
+ "firstVerificationDate": "2012-11-14T07:00:00Z",
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+ "EARiskBandID": "4",
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+ "status": "EmailInexistent",
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+ "country": "US",
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+ "domaincountryname": "United+States",
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+ "domaincategory": "Webmail",
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+ "company": "",
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+ "fraudRisk": "708 Review",
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+ "gender": "",
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+ "EAAdviceID": "11",
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+ "fraud_type": "",
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+ "domainrisklevelID": "3",
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+ "title": "",
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+ "location": "",
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+ "email": "tom%40example.org",
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+ "uniquehits": "1",
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+ "domainname": "example.org",
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+ "EAScore": "708",
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+ "EAAdvice": "Data Entry Review",
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+ "smlinks": [],
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+ "eName": "",
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+ "emailExists": "No",
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+ "domainrisklevel": "Moderate",
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+ "emailAge": "",
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+ "smfriends": "",
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+ "domainrelevantinfo": "Valid Webmail Domain from United States",
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+ "domainrelevantinfoID": "508",
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+ "shipforward": "",
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+ "domaincompany": "Verizon",
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+ "lastVerificationDate": "2017-05-19T19:25:34Z",
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+ "EAReasonID": "2",
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+ "source_industry": "",
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+ "EARiskBand": "Fraud Score 601 to 799",
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+ "EAReason": "Email does not exist",
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+ "imageurl": "",
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+ "domaincorporate": "No",
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+ "domainAge": "1999-07-06T07:00:00Z"
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+ }
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+ ],
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+ "Lexis Nexis Instant ID": [
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+ {
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+ "response": {
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+ "Header": {
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+ "Status": 0,
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+ "TransactionId": "158813203R731727"
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+ },
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+ "Result": {
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+ "VerifiedInput": {
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+ "Name": {
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+ "Last": "COPELAND",
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+ "First": "THOMAS"
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+ },
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+ "HomePhone": "7035551212",
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+ "SSN": "12345xxxx",
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+ "DOB": {
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+ "Year": "1974",
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+ "Month": "02",
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+ "Day": "XX"
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+ },
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+ "Address": {
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+ "StreetAddress1": "1 MAIN ST",
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+ "County": "FAIRFAX",
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+ "City": "HERNDON",
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+ "Zip5": "11111",
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+ "StreetSuffix": "ST",
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+ "State": "VA",
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+ "StreetName": "MAIN",
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+ "StreetNumber": "1",
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+ "Zip4": "3506"
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+ }
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+ },
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+ "InstantIDVersion": "1",
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+ "AdditionalScore2": "0",
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+ "ComprehensiveVerification": {
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+ "ComprehensiveVerificationIndex": 50
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+ },
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+ "AddressCMRA": false,
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+ "PhoneOfNameAddress": "7035551212",
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+ "NameAddressPhone": {
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+ "Summary": "12",
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+ "Status": "C",
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+ "Type": "P"
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+ },
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+ "SSNInfo": {
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+ "IssuedLocation": "Virginia",
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+ "Valid": "G",
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+ "IssuedEndDate": {
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+ "Year": "1976",
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+ "Month": "12",
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+ "Day": "31"
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+ },
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+ "IssuedStartDate": {
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+ "Year": "1975",
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+ "Month": "01",
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+ "Day": "01"
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+ }
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+ },
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+ "NameAddressSSNSummary": 12,
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+ "InputEcho": {
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+ "ApplicationDateTime": {
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+ "Hour24": "19",
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+ "Year": "2017",
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+ "Month": "5",
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+ "Day": "19",
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+ "Second": "34",
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+ "Minute": "25"
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+ },
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+ "Passport": {
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+ "ExpirationDate": null,
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+ "MachineReadableLine1": "",
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+ "Country": "",
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+ "MachineReadableLine2": "",
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+ "Number": ""
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+ },
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+ "Email": "tom@example.org",
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+ "Name": {
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+ "Last": "Copeland",
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+ "Middle": "Lee",
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+ "First": "Thomas"
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+ },
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+ "OwnOrRent": null,
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+ "Channel": null,
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+ "SSNLast4": "1111",
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+ "SSN": "123451111",
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+ "HomePhone": "7035551212",
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+ "DOB": {
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+ "Year": "1972",
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+ "Month": "1",
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+ "Day": "29"
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+ },
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+ "Address": {
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+ "StreetAddress1": "1 MAIN ST",
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+ "State": "VA",
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+ "Zip5": "11111",
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+ "City": "HERNDON"
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+ }
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+ },
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+ "UniqueId": "509968167",
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+ "CurrentName": {
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+ "Last": "COPELAND",
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+ "First": "THOMAS"
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+ },
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+ "DOBMatchLevel": 8,
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+ "ChronologyHistories": {
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+ "ChronologyHistory": [
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+ {
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+ "IsBestAddress": true,
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+ "Phone": "7035551212",
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+ "DateFirstSeen": {
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+ "Year": "2008"
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+ },
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+ "DateLastSeen": {
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+ "Year": "2017",
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+ "Month": "04"
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+ },
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+ "Address": {
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+ "StreetAddress1": "1 MAIN ST",
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+ "City": "HERNDON",
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+ "Zip5": "11111",
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+ "StreetSuffix": "ST",
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+ "State": "VA",
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+ "StreetName": "FLORIS",
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+ "StreetNumber": "13515",
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+ "Zip4": "3506"
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+ }
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+ },
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+ {
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+ "Phone": "7035551212",
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+ "DateFirstSeen": {
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+ "Year": "1999",
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+ "Month": "12"
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+ },
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+ "DateLastSeen": {
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+ "Year": "2008",
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+ "Month": "06"
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+ },
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+ "Address": {
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+ "StreetAddress1": "3272 MAIN CT",
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+ "City": "RESTON",
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+ "Zip5": "22003",
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+ "StreetSuffix": "CT",
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+ "State": "VA",
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+ "StreetName": "MAIN",
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+ "StreetNumber": "3272",
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+ "Zip4": "1108"
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+ }
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+ },
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+ {
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+ "DateFirstSeen": {
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+ "Year": "1999",
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+ "Month": "09"
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+ },
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+ "DateLastSeen": {
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+ "Year": "2000",
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+ "Month": "01"
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+ },
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+ "Address": {
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+ "StreetAddress1": "2003 MAIN ST",
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+ "City": "FAIRFAX",
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+ "Zip5": "22204",
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+ "StreetSuffix": "ST",
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+ "State": "VA",
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+ "UnitNumber": "319",
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+ "StreetName": "MAIN",
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+ "StreetNumber": "2003",
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+ "UnitDesignation": "APT",
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+ "Zip4": "4557"
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+ }
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+ }
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+ ]
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+ },
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+ "ReversePhone": {
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+ "Name": {
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+ "Last": "COPELAND",
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+ "First": "THOMAS"
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+ },
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+ "Address": {
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+ "StreetAddress1": "1 MAIN ST",
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+ "City": "HERNDON",
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+ "Zip5": "11111",
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+ "StreetSuffix": "ST",
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+ "State": "VA",
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+ "StreetName": "MAIN",
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+ "StreetNumber": "1"
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+ }
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+ },
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+ "AdditionalScore1": "0",
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+ "DOBVerified": true,
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+ "AddressPOBox": false,
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+ "SSNFoundForLexID": true,
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+ "PassportValidated": false
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+ }
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+ }
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+ }
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+ ],
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+ "White Pages Pro": [
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+ {
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+ "ip_address_checks": null,
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+ "address_checks": {
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+ "is_valid": true,
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+ "is_forwarder": false,
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+ "type": "Single unit",
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+ "error": null,
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+ "resident_name": "Thomas L Copeland",
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+ "is_commercial": false,
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+ "warnings": [],
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+ "is_active": true,
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+ "is_resident_deceased": false,
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+ "address_to_name": "Match",
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+ "resident_age_range": "45-49",
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+ "diagnostics": []
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+ },
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+ "billing_address_checks": null,
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+ "request": {
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+ "address.city": "HERNDON",
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+ "firstname": "Thomas",
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+ "api_key": "",
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+ "address.state_code": "VA",
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+ "address.country_code": "US",
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+ "phone": "+17035551212",
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+ "address.street_line_1": "1 MAIN ST",
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+ "lastname": "Copeland",
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+ "email_address": "tom@example.org"
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+ },
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+ "billing_name_checks": null,
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+ "errors": [],
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+ "phone_checks": {
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+ "is_valid": true,
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+ "phone_to_address": "Match",
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+ "error": null,
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+ "carrier": "Verizon",
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+ "subscriber_age_range": "45-49",
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+ "is_prepaid": false,
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+ "warnings": [],
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+ "phone_to_name": "Match",
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+ "is_do_not_call_registered": null,
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+ "line_type": "Landline",
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+ "country_code": "US",
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+ "is_subscriber_deceased": false,
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+ "is_commercial": false,
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+ "subscriber_name": "Thomas L Copeland"
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+ "billing_phone_checks": null,
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+ "shipping_name_checks": null,
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+ "name_checks": {
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+ "celebrity_name": false,
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+ "fake_name": false,
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+ "error": null
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+ "shipping_phone_checks": null,
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+ "email_address_checks": {
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+ "is_valid": false,
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+ "email_domain_creation_date": "1999-07-06",
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+ "email_to_name": "No name found",
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+ "registered_owner_age_range": null,
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+ "is_disposable": false,
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+ "warnings": [
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+ "The mailbox is invalid or does not exist"
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+ ],
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+ "registered_name": null,
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+ "is_autogenerated": false,
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+ "email_first_seen_days": 1647,
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+ "email_domain_creation_days": 6527,
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+ "diagnostics": [],
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+ "email_first_seen_date": "2012-11-14",
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+ "error": null
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+ },
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+ "shipping_address_checks": null
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+ }
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+ ],
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+ "Socure": [
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+ {
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+ "status": "Ok",
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+ "data": {
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+ "confidence": 0.42,
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+ "uuid": "e29f0809-0db3-4a71-88ac-2cedaa032084",
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+ "referenceid": "415716bc-735f-41bd-bcce-500a13b93a8b",
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+ "details": [
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+ {
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+ "fieldValidation": {
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+ "email": "",
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+ "mobilenumber": "",
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+ "name": "",
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+ "address": ""
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+ },
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+ "profilesFound": [
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+ "https://whitepages.plus/n/Tom_Copeland/Herndon_VA/9c5f2c7131eb65417d81f7fadd74c1de",
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+ "http://tomcopeland.blogs.com",
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+ "http://en.gravatar.com/tomcopeland",
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+ "http://en.gravatar.com/8598557",
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+ "https://plus.google.com/104592934742970127494/about",
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+ "https://whitepages.plus/n/Thomas_Copeland/Herndon_VA/b33590e357e1e63e49db7cb8c1239957",
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+ "http://gravatar.com/tomcopeland"
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+ ],
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+ "kyc": {
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+ "surname": "0.99",
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+ "dob": "0.99",
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+ "state": "0.99",
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+ "firstname": "0.99",
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+ "streetaddress": "0.99",
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+ "zip": "0.99",
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+ "ssn": "0.99",
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+ "city": "0.99",
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+ "mobilenumber": "0.99"
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+ },
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+ "correlationScores": {
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+ "name_address_email": "0.82",
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+ "name_address_phone_email": "0.88",
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+ "name_address_phone": "0.99",
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+ "name_phone_email": "0.83"
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+ },
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+ "blacklisted": {}
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+ }
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+ ],
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+ "fraudscore": 0.1162,
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+ "reasoncodes": [
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+ "I916",
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+ "I705",
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+ "I609",
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+ "I129",
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+ "I322",
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+ "I333",
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+ "I553",
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+ "I611",
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+ "I919",
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+ "I603",
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+ "I614",
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+ "I329",
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+ "I127",
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+ "I556",
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+ "I708",
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+ "I618",
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+ "I555",
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+ "I327",
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+ "I260",
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+ "I707",
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+ "I121"
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+ ],
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+ "authscore": 6,
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+ "debug": [],
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+ "custommodels": []
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+ },
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+ "msg": ""
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+ }
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+ ]
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+ },
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+ "audit_archive": null
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+ }
data/data/fake_create_evaluations_response_manual_review.json ADDED
@@ -0,0 +1,617 @@
1
+ {
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+ "status_code": 201,
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+ "error": null,
4
+ "timestamp": 1495222000317,
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+ "evaluation_token": "L-FCfrqm4VtgfTOlUGKkc2",
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+ "entity_token": "P-JWtltgzaw0cCrAMGS4lg",
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+ "application_token": "ryT2MLx7mRYxvJEzaK22l6UmtuWSYHXs",
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+ "summary": {
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+ "outcome": "manual review",
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+ "score": 0.91,
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+ "tags": [
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+ "Reason Codes Warning",
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+ "KYC Name Match",
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+ "KYC SSN Match",
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+ "KYC DOB Match",
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+ "KYC Address Match",
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+ "Email Risk",
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+ "Phone Match",
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+ "Phone Partial Match"
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+ ],
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+ "services": {
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+ "Emailage": "cached",
23
+ "Blockscore": "not_executed",
24
+ "Lexis Nexis Instant ID": "cached",
25
+ "White Pages Pro": "cached",
26
+ "Socure": "cached"
27
+ },
28
+ "result": "success"
29
+ },
30
+ "supplied": {
31
+ "address_line_1": "1 MAIN ST",
32
+ "name_last": "Copeland",
33
+ "name_middle": "Lee",
34
+ "phone_number": "+17035551212",
35
+ "address_state": "VA",
36
+ "document_ssn_last4": "1111",
37
+ "document_ssn": "123451111",
38
+ "address_city": "HERNDON",
39
+ "email_address": "tom@example.org",
40
+ "name_first": "Thomas",
41
+ "address_line_2": "",
42
+ "gender": "",
43
+ "address_postal_code": "11111-3506",
44
+ "birth_date": "1973-02-19",
45
+ "address_country_code": "US"
46
+ },
47
+ "formatted": {
48
+ "address_line_1": "1 MAIN ST",
49
+ "name_last": "Copeland",
50
+ "name_middle": "Lee",
51
+ "phone_number": "+17035551212",
52
+ "address_state": "VA",
53
+ "document_ssn_last4": "1111",
54
+ "document_ssn": "123451111",
55
+ "address_city": "HERNDON",
56
+ "email_address": "tom@example.org",
57
+ "name_first": "Thomas",
58
+ "address_line_2": "",
59
+ "gender": "",
60
+ "address_postal_code": "11111-3506",
61
+ "birth_date": "1973-02-19",
62
+ "address_country_code": "US"
63
+ },
64
+ "matching": {
65
+ "email": {
66
+ "score": 0.5,
67
+ "unmatched": [
68
+ "Socure"
69
+ ],
70
+ "matched": [
71
+ "White Pages Pro"
72
+ ]
73
+ },
74
+ "dob": {
75
+ "score": 0.99,
76
+ "unmatched": [],
77
+ "matched": [
78
+ "Lexis Nexis Instant ID",
79
+ "Socure"
80
+ ]
81
+ },
82
+ "name": {
83
+ "score": 0.99,
84
+ "unmatched": [],
85
+ "matched": [
86
+ "Lexis Nexis Instant ID",
87
+ "Socure",
88
+ "Emailage"
89
+ ]
90
+ },
91
+ "ssn": {
92
+ "score": 0.99,
93
+ "unmatched": [],
94
+ "matched": [
95
+ "Lexis Nexis Instant ID",
96
+ "Socure"
97
+ ]
98
+ },
99
+ "phone": {
100
+ "score": 1,
101
+ "unmatched": [],
102
+ "matched": [
103
+ "White Pages Pro",
104
+ "Lexis Nexis Instant ID",
105
+ "Socure"
106
+ ]
107
+ },
108
+ "address": {
109
+ "score": 1,
110
+ "unmatched": [],
111
+ "matched": [
112
+ "White Pages Pro",
113
+ "Lexis Nexis Instant ID",
114
+ "Socure"
115
+ ]
116
+ }
117
+ },
118
+ "diligence": {
119
+ "financial": null,
120
+ "identity_questions": null,
121
+ "watchlists": {
122
+ "matches": [],
123
+ "lists": [
124
+ "BES",
125
+ "CFTC",
126
+ "DTC",
127
+ "EUDT",
128
+ "FBI",
129
+ "FCEN",
130
+ "FAR",
131
+ "IMW",
132
+ "OFAC",
133
+ "OCC",
134
+ "OSFI",
135
+ "PEP",
136
+ "SDT",
137
+ "UNNT",
138
+ "BIS",
139
+ "WBIF",
140
+ "Socure Watchlists Tier 1"
141
+ ]
142
+ },
143
+ "fraud": {
144
+ "score": 0.05,
145
+ "flags": []
146
+ }
147
+ },
148
+ "related_data": {
149
+ "social": [
150
+ {
151
+ "url": "http://klout.com/tcopeland",
152
+ "type": "Klout",
153
+ "id": "tcopeland"
154
+ },
155
+ {
156
+ "url": "https://about.me/tcopeland",
157
+ "type": "About Me",
158
+ "id": "tcopeland"
159
+ },
160
+ {
161
+ "url": "https://plus.google.com/104592934742970127494/about",
162
+ "type": "Google Plus",
163
+ "id": "about"
164
+ },
165
+ {
166
+ "url": "https://twitter.com/tcopeland",
167
+ "type": "Twitter",
168
+ "id": "tcopeland"
169
+ },
170
+ {
171
+ "url": "https://plus.google.com/104592934742970127494",
172
+ "type": "Google Plus",
173
+ "id": "104592934742970127494"
174
+ },
175
+ {
176
+ "url": "https://www.facebook.com/tom.copeland.549",
177
+ "type": "Facebook",
178
+ "id": "tom.copeland.549"
179
+ },
180
+ {
181
+ "url": "https://foursquare.com/user/10921572",
182
+ "type": "FourSquare",
183
+ "id": "10921572"
184
+ },
185
+ {
186
+ "url": "https://github.com/tcopeland",
187
+ "type": "GitHub",
188
+ "id": "tcopeland"
189
+ },
190
+ {
191
+ "url": "https://twitter.com/?profile_id=15031577",
192
+ "type": "Twitter",
193
+ "id": "15031577"
194
+ }
195
+ ]
196
+ },
197
+ "raw_responses": {
198
+ "Emailage": [
199
+ {
200
+ "totalhits": "1",
201
+ "dob": "",
202
+ "EAStatusID": "2",
203
+ "domainExists": "Yes",
204
+ "firstVerificationDate": "2011-05-03T00:00:00Z",
205
+ "EARiskBandID": "1",
206
+ "status": "Verified",
207
+ "country": "US",
208
+ "domaincountryname": "United+States",
209
+ "domaincategory": "",
210
+ "company": "",
211
+ "fraudRisk": "089 Very Low",
212
+ "gender": "male",
213
+ "EAAdviceID": "3",
214
+ "fraud_type": "",
215
+ "domainrisklevelID": "3",
216
+ "title": "",
217
+ "location": "Herndon%2c+Virginia%2c+United+States",
218
+ "email": "tom%40example.org",
219
+ "uniquehits": "1",
220
+ "domainname": "thomasleecopeland.com",
221
+ "EAScore": "89",
222
+ "EAAdvice": "Lower Fraud Risk",
223
+ "smlinks": [
224
+ {
225
+ "link": "https://twitter.com/tcopeland",
226
+ "source": "Twitter"
227
+ }
228
+ ],
229
+ "eName": "Tom+Copeland",
230
+ "emailExists": "Yes",
231
+ "domainrisklevel": "Moderate",
232
+ "emailAge": "",
233
+ "smfriends": "908",
234
+ "domainrelevantinfo": "Valid Domain from United States",
235
+ "domainrelevantinfoID": "508",
236
+ "shipforward": "",
237
+ "domaincompany": "",
238
+ "lastVerificationDate": "2017-05-19T19:00:25Z",
239
+ "EAReasonID": "14",
240
+ "source_industry": "",
241
+ "EARiskBand": "Fraud Score 1 to 100",
242
+ "EAReason": "Email Created at least 6.0 Years Ago",
243
+ "imageurl": "https%3a%2f%2fapp.emailage.com%2fEmailAgeImage%2faXbt8Vrq94Awerl.a3TFRC22xQGPzwc3Xi.at-OLa.aobf5Fu.aMMeWn54EL9LquUnhS.png",
244
+ "domaincorporate": "",
245
+ "domainAge": "2011-05-03T00:00:00Z"
246
+ }
247
+ ],
248
+ "Lexis Nexis Instant ID": [
249
+ {
250
+ "response": {
251
+ "Header": {
252
+ "Status": 0,
253
+ "TransactionId": "129188222R729369"
254
+ },
255
+ "Result": {
256
+ "VerifiedInput": {
257
+ "Name": {
258
+ "Last": "COPELAND",
259
+ "First": "THOMAS"
260
+ },
261
+ "HomePhone": "7035551212",
262
+ "SSN": "12345xxxx",
263
+ "DOB": {
264
+ "Year": "1972",
265
+ "Month": "01",
266
+ "Day": "XX"
267
+ },
268
+ "Address": {
269
+ "StreetAddress1": "1 MAIN ST",
270
+ "County": "FAIRFAX",
271
+ "City": "HERNDON",
272
+ "Zip5": "11111",
273
+ "StreetSuffix": "ST",
274
+ "State": "VA",
275
+ "StreetName": "MAIN",
276
+ "StreetNumber": "1",
277
+ "Zip4": "3506"
278
+ }
279
+ },
280
+ "InstantIDVersion": "1",
281
+ "AdditionalScore2": "0",
282
+ "ComprehensiveVerification": {
283
+ "ComprehensiveVerificationIndex": 50
284
+ },
285
+ "AddressCMRA": false,
286
+ "PhoneOfNameAddress": "7035551212",
287
+ "NameAddressPhone": {
288
+ "Summary": "12",
289
+ "Status": "C",
290
+ "Type": "P"
291
+ },
292
+ "SSNInfo": {
293
+ "IssuedLocation": "Virginia",
294
+ "Valid": "G",
295
+ "IssuedEndDate": {
296
+ "Year": "1976",
297
+ "Month": "12",
298
+ "Day": "31"
299
+ },
300
+ "IssuedStartDate": {
301
+ "Year": "1975",
302
+ "Month": "01",
303
+ "Day": "01"
304
+ }
305
+ },
306
+ "NameAddressSSNSummary": 12,
307
+ "InputEcho": {
308
+ "ApplicationDateTime": {
309
+ "Hour24": "19",
310
+ "Year": "2017",
311
+ "Month": "5",
312
+ "Day": "19",
313
+ "Second": "26",
314
+ "Minute": "16"
315
+ },
316
+ "Passport": {
317
+ "ExpirationDate": null,
318
+ "MachineReadableLine1": "",
319
+ "Country": "",
320
+ "MachineReadableLine2": "",
321
+ "Number": ""
322
+ },
323
+ "Email": "tom@example.org",
324
+ "Name": {
325
+ "Last": "Copeland",
326
+ "Middle": "Lee",
327
+ "First": "Thomas"
328
+ },
329
+ "OwnOrRent": null,
330
+ "Channel": null,
331
+ "SSNLast4": "1111",
332
+ "SSN": "123451111",
333
+ "HomePhone": "7035551212",
334
+ "DOB": {
335
+ "Year": "1972",
336
+ "Month": "1",
337
+ "Day": "29"
338
+ },
339
+ "Address": {
340
+ "StreetAddress1": "1 MAIN ST",
341
+ "State": "VA",
342
+ "Zip5": "11111",
343
+ "City": "HERNDON"
344
+ }
345
+ },
346
+ "UniqueId": "509968167",
347
+ "CurrentName": {
348
+ "Last": "COPELAND",
349
+ "First": "THOMAS"
350
+ },
351
+ "DOBMatchLevel": 8,
352
+ "ChronologyHistories": {
353
+ "ChronologyHistory": [
354
+ {
355
+ "IsBestAddress": true,
356
+ "Phone": "7035551212",
357
+ "DateFirstSeen": {
358
+ "Year": "2008"
359
+ },
360
+ "DateLastSeen": {
361
+ "Year": "2017",
362
+ "Month": "04"
363
+ },
364
+ "Address": {
365
+ "StreetAddress1": "1 MAIN ST",
366
+ "City": "HERNDON",
367
+ "Zip5": "11111",
368
+ "StreetSuffix": "ST",
369
+ "State": "VA",
370
+ "StreetName": "MAIN",
371
+ "StreetNumber": "1",
372
+ "Zip4": "3506"
373
+ }
374
+ },
375
+ {
376
+ "Phone": "7038512570",
377
+ "DateFirstSeen": {
378
+ "Year": "1999",
379
+ "Month": "12"
380
+ },
381
+ "DateLastSeen": {
382
+ "Year": "2008",
383
+ "Month": "06"
384
+ },
385
+ "Address": {
386
+ "StreetAddress1": "1 MAIN ST",
387
+ "City": "FAIRFAX",
388
+ "Zip5": "20111",
389
+ "StreetSuffix": "CT",
390
+ "State": "VA",
391
+ "StreetName": "MAIN",
392
+ "StreetNumber": "1",
393
+ "Zip4": "1108"
394
+ }
395
+ },
396
+ {
397
+ "DateFirstSeen": {
398
+ "Year": "1999",
399
+ "Month": "09"
400
+ },
401
+ "DateLastSeen": {
402
+ "Year": "2000",
403
+ "Month": "01"
404
+ },
405
+ "Address": {
406
+ "StreetAddress1": "2003 MAIN ST",
407
+ "City": "RESTON",
408
+ "Zip5": "22206",
409
+ "StreetSuffix": "ST",
410
+ "State": "VA",
411
+ "UnitNumber": "317",
412
+ "StreetName": "MAIN",
413
+ "StreetNumber": "2003",
414
+ "UnitDesignation": "APT",
415
+ "Zip4": "4557"
416
+ }
417
+ }
418
+ ]
419
+ },
420
+ "ReversePhone": {
421
+ "Name": {
422
+ "Last": "COPELAND",
423
+ "First": "THOMAS"
424
+ },
425
+ "Address": {
426
+ "StreetAddress1": "1 MAIN ST",
427
+ "City": "HERNDON",
428
+ "Zip5": "11111",
429
+ "StreetSuffix": "ST",
430
+ "State": "VA",
431
+ "StreetName": "MAIN",
432
+ "StreetNumber": "1"
433
+ }
434
+ },
435
+ "AdditionalScore1": "0",
436
+ "DOBVerified": true,
437
+ "AddressPOBox": false,
438
+ "SSNFoundForLexID": true,
439
+ "PassportValidated": false
440
+ }
441
+ }
442
+ }
443
+ ],
444
+ "White Pages Pro": [
445
+ {
446
+ "ip_address_checks": null,
447
+ "address_checks": {
448
+ "is_valid": true,
449
+ "is_forwarder": false,
450
+ "type": "Single unit",
451
+ "error": null,
452
+ "resident_name": "Thomas L Copeland",
453
+ "is_commercial": false,
454
+ "warnings": [],
455
+ "is_active": true,
456
+ "is_resident_deceased": false,
457
+ "address_to_name": "Match",
458
+ "resident_age_range": "45-49",
459
+ "diagnostics": []
460
+ },
461
+ "billing_address_checks": null,
462
+ "request": {
463
+ "address.city": "HERNDON",
464
+ "firstname": "Thomas",
465
+ "api_key": "",
466
+ "address.state_code": "VA",
467
+ "address.country_code": "US",
468
+ "phone": "+17035551212",
469
+ "address.street_line_1": "1 MAIN ST",
470
+ "lastname": "Copeland",
471
+ "email_address": "tom@example.org"
472
+ },
473
+ "billing_name_checks": null,
474
+ "errors": [
475
+ "Could not retrieve entire response"
476
+ ],
477
+ "phone_checks": {
478
+ "is_valid": true,
479
+ "phone_to_address": "Match",
480
+ "error": null,
481
+ "carrier": "Verizon",
482
+ "subscriber_age_range": "45-49",
483
+ "is_prepaid": false,
484
+ "warnings": [],
485
+ "phone_to_name": "Match",
486
+ "is_do_not_call_registered": null,
487
+ "line_type": "Landline",
488
+ "country_code": "US",
489
+ "is_subscriber_deceased": false,
490
+ "is_connected": null,
491
+ "is_commercial": false,
492
+ "subscriber_name": "Thomas L Copeland"
493
+ },
494
+ "billing_phone_checks": null,
495
+ "shipping_name_checks": null,
496
+ "name_checks": {
497
+ "celebrity_name": false,
498
+ "fake_name": false,
499
+ "warnings": [],
500
+ "error": null
501
+ },
502
+ "shipping_phone_checks": null,
503
+ "email_address_checks": {
504
+ "is_valid": false,
505
+ "email_domain_creation_date": null,
506
+ "email_to_name": "Match",
507
+ "registered_owner_age_range": null,
508
+ "is_disposable": null,
509
+ "warnings": [
510
+ "The mailbox is invalid or does not exist"
511
+ ],
512
+ "registered_name": "Tom Copeland",
513
+ "is_autogenerated": false,
514
+ "email_first_seen_days": 1419,
515
+ "email_domain_creation_days": null,
516
+ "diagnostics": [],
517
+ "email_first_seen_date": "2013-06-30",
518
+ "error": {
519
+ "name": "PartialError",
520
+ "message": "Could not retrieve entire response"
521
+ }
522
+ },
523
+ "shipping_address_checks": null
524
+ }
525
+ ],
526
+ "Socure": [
527
+ {
528
+ "status": "Ok",
529
+ "data": {
530
+ "confidence": 0.95,
531
+ "uuid": "ddcff835-fc2d-4aba-8151-f0ac97d93259",
532
+ "referenceid": "79f6ea0c-e6c1-4a4a-aaf1-ce015dc588a7",
533
+ "details": [
534
+ {
535
+ "fieldValidation": {
536
+ "email": "",
537
+ "mobilenumber": "",
538
+ "name": "",
539
+ "address": ""
540
+ },
541
+ "profilesFound": [
542
+ "http://klout.com/tcopeland",
543
+ "https://whitepages.plus/n/Tom_Copeland/Herndon_VA/9c5f2c7131eb65417d81f7fadd74c1de",
544
+ "http://tomcopeland.blogs.com",
545
+ "https://about.me/tcopeland",
546
+ "https://plus.google.com/104592934742970127494/about",
547
+ "https://whitepages.plus/n/Thomas_Copeland/Herndon_VA/b33590e357e1e63e49db7cb8c1239957",
548
+ "https://twitter.com/tcopeland",
549
+ "https://plus.google.com/104592934742970127494",
550
+ "https://www.facebook.com/tom.copeland.549",
551
+ "http://en.gravatar.com/tomcopeland",
552
+ "https://foursquare.com/user/10921572",
553
+ "https://github.com/tcopeland",
554
+ "http://en.gravatar.com/8598557",
555
+ "https://gravatar.com/tomcopeland",
556
+ "https://twitter.com/?profile_id=15031577"
557
+ ],
558
+ "kyc": {
559
+ "surname": "0.99",
560
+ "dob": "0.99",
561
+ "state": "0.99",
562
+ "firstname": "0.99",
563
+ "streetaddress": "0.99",
564
+ "zip": "0.99",
565
+ "ssn": "0.99",
566
+ "city": "0.99",
567
+ "mobilenumber": "0.99"
568
+ },
569
+ "correlationScores": {
570
+ "name_address_email": "0.99",
571
+ "name_address_phone_email": "0.99",
572
+ "name_address_phone": "0.99",
573
+ "name_phone_email": "0.99"
574
+ },
575
+ "blacklisted": {}
576
+ }
577
+ ],
578
+ "fraudscore": 0.0504,
579
+ "reasoncodes": [
580
+ "I916",
581
+ "I241",
582
+ "I230",
583
+ "I705",
584
+ "I609",
585
+ "I129",
586
+ "I322",
587
+ "I333",
588
+ "I240",
589
+ "I553",
590
+ "I611",
591
+ "I919",
592
+ "I244",
593
+ "I329",
594
+ "I127",
595
+ "R552",
596
+ "I243",
597
+ "I556",
598
+ "I601",
599
+ "I708",
600
+ "R551",
601
+ "I242",
602
+ "I618",
603
+ "I327",
604
+ "I260",
605
+ "I707",
606
+ "I121"
607
+ ],
608
+ "authscore": 10,
609
+ "debug": [],
610
+ "custommodels": []
611
+ },
612
+ "msg": ""
613
+ }
614
+ ]
615
+ },
616
+ "audit_archive": null
617
+ }
data/lib/alloy/kyc/evaluation.rb CHANGED
@@ -20,6 +20,14 @@ module Alloy
20
20
  summary["result"] == "success" && status_code == 206
21
21
  end
22
22
 
23
+ def denied?
24
+ summary['result'] == "success" && status_code != 206 && summary['outcome'] == "denied"
25
+ end
26
+
27
+ def manual_review?
28
+ summary['result'] == "success" && status_code != 206 && summary['outcome'] == "manual review"
29
+ end
30
+
23
31
  def requires_oow?
24
32
  !!self.required
25
33
  end
data/lib/alloy/kyc/version.rb CHANGED
@@ -1,5 +1,5 @@
1
1
  module Alloy
2
2
  module KYC
3
- VERSION = "0.1.2"
3
+ VERSION = "0.1.3"
4
4
  end
5
5
  end
metadata CHANGED
@@ -1,7 +1,7 @@
1
1
  --- !ruby/object:Gem::Specification
2
2
  name: alloy-kyc
3
3
  version: !ruby/object:Gem::Version
4
- version: 0.1.2
4
+ version: 0.1.3
5
5
  platform: ruby
6
6
  authors:
7
7
  - Doug Ramsay
@@ -9,7 +9,7 @@ authors:
9
9
  autorequire:
10
10
  bindir: exe
11
11
  cert_chain: []
12
- date: 2017-04-26 00:00:00.000000000 Z
12
+ date: 2017-05-25 00:00:00.000000000 Z
13
13
  dependencies:
14
14
  - !ruby/object:Gem::Dependency
15
15
  name: bundler
@@ -141,6 +141,8 @@ files:
141
141
  - alloy-kyc.gemspec
142
142
  - bin/console
143
143
  - bin/setup
144
+ - data/fake_create_evaluations_response_denied.json
145
+ - data/fake_create_evaluations_response_manual_review.json
144
146
  - data/fake_create_evaluations_response_requires_oow.json
145
147
  - data/fake_create_evaluations_response_success.json
146
148
  - data/fake_fork_response_success.json